INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)  
ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue X October 2025  
Catalysts of Change: Evaluating the Impact of Government-Funded  
Digital Innovation Hubs on SME Competitiveness in Nigeria  
Oluchi Jane Maduka  
Carolina University  
Received: 02 November 2025; Accepted: 10 November 2025; Published: 21 November 2025  
ABSTRACT  
This study examines the transformative role of government-funded Digital Innovation Hubs (DIHs) in  
enhancing the competitiveness of Small and Medium Enterprises (SMEs) in Nigeria. As Nigeria advances its  
digital economy agenda, DIHs have been introduced as strategic mechanisms to stimulate innovation,  
strengthen entrepreneurial capacity, and expand digital participation among SMEs. Despite their growing  
relevance, limited empirical attention has been devoted to understanding how DIHs impact SME performance  
in developing contexts. Drawing on secondary data including government policy reports, SME surveys, and  
development agency publications, this paper explores the impact of DIHs on SME digital adoption,  
productivity, and innovation capacity across diverse regions in Nigeria. Guided by Innovation Systems Theory,  
the Inclusive Innovation Framework, and the Resource-Based View (RBV), the study evaluates DIH outcomes  
through systemic coordination, equity, and capability-building lenses. Findings indicate that DIHs facilitate  
knowledge diffusion, skill enhancement, and digital adoption, contributing to improved market access and  
productivity among beneficiary SMEs. However, benefits remain uneven, with DIHs concentrated in urban and  
southern regions, limiting equitable participation for rural, informal-sector, and northern-based enterprises. The  
study recommends expanding DIH coverage, strengthening institutional coordination, and implementing  
culturally and regionally responsive digital inclusion strategies. This research contributes to emerging  
scholarship on innovation infrastructure in developing economies and offers practical implications for  
policymakers, development practitioners, and SME stakeholders seeking to build inclusive and competitive  
digital ecosystems.  
Keywords: Digital Innovation Hubs, SMEs, Inclusive Innovation, Innovation Systems Theory, Digital  
Transformation, Nigeria, Policy Analysis  
INTRODUCTION  
Small and Medium Enterprises (SMEs) are the cornerstone of Nigeria’s economy, contributing approximately  
48% of the country’s GDP and employing over 80% of its private-sector workforce (SMEDAN, 2023). Yet  
despite their economic weight, Nigerian SMEs face persistent barriers to competitiveness, including limited  
access to digital infrastructure, restricted financing, and deficits in technological capability. In an era  
dominated by digital economies, these constraints impede their ability to compete locally and globally.  
Recognizing these challenges, the Nigerian government established Digital Innovation Hubs (DIHs), publicly  
funded centers that provide access to digital tools, incubation support, training, and knowledge-sharing  
platforms. The initiative aligns with the National Digital Economy Policy and Strategy (20202030) and seeks  
to accelerate the digital transformation of SMEs, fostering innovation-led growth across all sectors. However,  
as the United Nations Development Programme (2022) notes, the distribution and impact of DIH remain  
uneven. Northern and rural regions continue to experience limited access due to inadequate infrastructure and a  
lack of awareness of digital opportunities.  
While previous research has examined digital ecosystems and startup innovation, empirical attention to DIHs  
and their direct influence on SMEs remains scarce. This study fills that gap by addressing three critical  
questions:  
Page 8643  
INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)  
ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue X October 2025  
1. How do DIHs influence SME digital adoption, productivity, and innovation capacity in Nigeria?  
2. To what extent are DIHs accessible to SMEs in marginalized regions and informal sectors?  
3. What institutional mechanisms can optimize DIH effectiveness for inclusive SME growth?  
By examining these questions, this study positions DIHs as potential catalysts for structural transformation,  
exploring both their successes and the persistent inequities that shape their outcomes. Ultimately, it  
underscores the critical role of inclusive digital infrastructure and policy alignment in ensuring that  
technological progress translates into equitable and sustainable economic development across Nigeria.  
LITERATURE REVIEW  
Innovation Systems Theory  
Innovation Systems Theory, developed by scholars such as Lundvall (1992) and Freeman (1987), posits that  
innovation arises from interactions among firms, institutions, and policy networks rather than from isolated  
organizational efforts. Within this framework, DIHs function as nodes that connect SMEs with technological  
infrastructure, research institutions, and government programs. Their effectiveness depends on systemic  
coordination, knowledge diffusion, and institutional coherence (AfDB, 2023). In Nigeria, however, fragmented  
implementation and uneven policy alignment undermine these linkages, particularly in underdeveloped  
regions.  
Inclusive Innovation Framework  
The Inclusive Innovation framework (Foster & Heeks, 2013) emphasizes equity, access, and participation in  
innovation systems. It challenges traditional models that favor urban or elite actors, advocating instead for  
innovation that benefits marginalized communities. Applying this lens to DIHs reveals whether these hubs  
promote equitable opportunities, especially for women entrepreneurs, youth-led startups, and informal  
enterprises. In Nigeria’s case, many DIHs have not yet achieved this inclusivity, as programs often concentrate  
in urban centers where infrastructure and digital literacy are stronger.  
Cultural Context and Innovation Behavior in Nigeria  
Beyond systemic and equity-based perspectives, cultural dynamics significantly shape digital adoption and  
innovation behavior in emerging economies. Nigeria’s diverse socio-cultural environment, characterized by  
communal business norms, religious and regional identities, hierarchical social structures, and traditional  
knowledge systems, influences how entrepreneurs perceive and engage with innovation resources (Idemudia,  
2021). Research suggests that cultural norms in sub-Saharan Africa can moderate entrepreneurial risk-taking,  
knowledge sharing, and trust in formal institutions, thereby affecting the effectiveness of state-led digital  
interventions (Nwagwu, 2020). For instance, gendered expectations in some regions restrict female digital  
entrepreneurship, while collectivist community structures in others enhance informal knowledge networks but  
reduce engagement with formal hubs. Recognizing cultural diversity is therefore essential for designing DIH  
programs that align with localized entrepreneurial realities and support equitable participation across Nigeria’s  
geopolitical zones.  
Resource-Based View (RBV)  
The RBV, articulated by Barney (1991) and Wernerfelt (1984), focuses on firm-level competitive advantage  
derived from valuable, rare, inimitable, and non-substitutable resources. DIHs strengthen SMEs by providing  
digital tools, technical training, and managerial knowledge, resources that build internal capacities for  
innovation and productivity. The degree to which SMEs can leverage DIH offerings directly affects their  
sustained competitiveness and ability to scale.  
Empirical Evidence on DIHs and SME Competitiveness  
Page 8644  
INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)  
ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue X October 2025  
Empirical studies show that DIHs enhance SME innovation, particularly through digital training, mentoring,  
and incubation. For instance, the OECD (2021) found that DIHs in Europe significantly improved digital  
adoption rates, while the World Bank (2020) observed similar patterns in Nigerian pilot regions. Yet, the  
UNDP (2022) reports that benefits remain uneven, with most DIHs concentrated in Lagos and Abuja. These  
studies underscore the need for localized, evidence-based analysis to understand DIHs’ inclusive potential.  
Figure 1. Conceptual Framework: DIHs as Catalysts for SME Competitiveness  
This framework demonstrates how DIHs bridge macro-level systems and micro-level enterprise performance  
through inclusive and resource-enhancing mechanisms.  
Note. Framework developed by the author based on Innovation Systems Theory (Lundvall, 1992; Freeman,  
1987), Inclusive Innovation (Foster & Heeks, 2013), and the Resource-Based View (Barney, 1991; Wernerfelt,  
1984).  
Following the conceptual framework in Figure 1, which illustrates how DIHs enable SME competitiveness  
through systemic, inclusive, and resource-based mechanisms, Table 1 provides a comparative synthesis of  
empirical and conceptual studies on DIHs and SMEs. This comparative summary highlights key patterns in the  
literature while identifying persistent contextual gaps, particularly the limited evidence from African and  
Nigerian settings, thereby reinforcing the need for localized analysis.  
Table 1. Comparative Summary of Empirical Studies on DIHs and SMEs  
Table 1 summarizes key empirical and conceptual studies on Digital Innovation Hubs (DIHs) and Small and  
Medium Enterprises (SMEs), outlining research focus, methodologies, and major findings while identifying  
knowledge gaps relevant to the Nigerian context.  
Author/Year Country/Region Methodology Focus Area Key Findings  
Identified Gaps  
Page 8645  
INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)  
ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue X October 2025  
OECD  
(2021)  
EU  
Mixed  
Methods  
SME-DIH  
DIHs  
improve Limited insights  
Interactions digital adoption and for  
innovation capacity. contexts.  
African  
UNDP  
(2022)  
Nigeria  
Policy  
Review  
Inclusion  
and  
Accessibility limited  
participation.  
Highlights uneven Lacks  
DIH reach and quantitative  
rural performance data.  
World Bank Nigeria  
(2020)  
Diagnostic  
Analysis  
Digital  
Economy  
Readiness  
DIHs support SME Regional  
growth and digital disparities  
not  
skills.  
explored.  
Foster  
Heeks  
(2013)  
& India & Africa  
Conceptual  
Inclusive  
Innovation  
Framework  
equity-driven  
innovation diffusion. in Nigeria.  
for Requires  
empirical testing  
Source: Author’s compilation based on OECD (2021), UNDP (2022), World Bank (2020), and Foster and  
Heeks (2013).  
METHODOLOGY  
Research Design  
This study adopts a qualitative, exploratory research design centered on secondary data analysis and content-  
based policy evaluation. The qualitative approach is suitable because it allows for an in-depth examination of  
contextual and institutional dynamics surrounding Digital Innovation Hubs (DIHs) and SME competitiveness.  
The design draws upon three theoretical perspectives: Innovation Systems Theory, Inclusive Innovation, and  
the Resource-Based View (RBV) to interpret the interconnections between systemic structures, equity  
mechanisms, and firm-level outcomes.  
Sampling Method and Sample Selection  
A purposive sampling strategy was employed to identify and select relevant documents that provide rich  
insights into the relationship between DIHs and SME competitiveness in Nigeria. The selection process  
focused on three categories of sources:  
1. Government policy documents that articulate national digital and innovation strategies (e.g., National  
Digital Economy Policy and Strategy 20202030, NITDA Implementation Reports).  
2. International development reports from multilateral organizations such as the World Bank, UNDP, and  
the African Development Bank that assess Nigeria’s digital economy, innovation infrastructure, and  
SME performance.  
3. Academic and peer-reviewed literature that explores DIHs, inclusive innovation, and SME  
competitiveness in developing contexts.  
In total, 25 documents were analyzed: 8 government and institutional reports, 6 international development  
assessments, and 11 peer-reviewed journal articles. This sample was sufficient to ensure thematic saturation  
and triangulation across diverse perspectives.  
Data Sources  
Data were drawn from:  
Government publications (e.g., SMEDAN SME Surveys, NITDA Digital Economy Reports).  
Page 8646  
INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)  
ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue X October 2025  
Development agency reports (e.g., World Bank Nigeria Digital Economy Diagnostic [2020]; UNDP Digital  
Inclusion and Innovation Policy Brief [2022]).  
Academic literature covering innovation systems, inclusive development, and SME transformation in  
emerging economies (e.g., Lundvall, 1992; Foster & Heeks, 2013; Barney, 1991).  
Analytical Framework and Data Analysis  
Data were analyzed using a three-tiered analytical framework, guided by qualitative content analysis and  
thematic coding.  
1. Systemic Mapping: Identification of DIH distribution, governance mechanisms, and institutional linkages  
within Nigeria’s innovation ecosystem.  
2. Comparative Performance Analysis: Examination of SME outcomes, digital adoption, productivity, and  
innovation in DIH-supported versus non-DIH regions using available SMEDAN and NBS datasets.  
3. Equity and Inclusion Assessment: Evaluation of accessibility for marginalized SME groups (e.g.,  
women-led, youth-driven, and informal sector enterprises) across Nigeria’s geopolitical zones.  
Qualitative themes were derived inductively from the data, supported by document coding matrices that  
highlighted relationships between innovation infrastructure, regional disparities, and SME performance.  
Triangulation of multiple data types increased the validity of interpretations.  
Ethical Considerations  
Since this study relies solely on secondary data, ethical approval was not required. However, ethical rigor was  
maintained through accurate citation, acknowledgment of original data sources, and transparency in reporting  
limitations. Care was taken to avoid regional bias and ensure balanced representation of diverse perspectives.  
LIMITATIONS  
Several limitations were acknowledged. First, variations in the quality and granularity of available data limited  
the ability to draw precise causal inferences. Second, the absence of longitudinal datasets constrained the  
temporal analysis of DIH performance. Finally, differences in regional reporting standards may have  
influenced comparative assessments. Nonetheless, cross-referencing multiple data sources and applying  
theoretical triangulation helped mitigate these limitations and strengthened the reliability of findings.  
FINDINGS  
DIH Distribution and Systemic Mapping  
Analysis of government and development reports shows that DIHs are concentrated primarily in Lagos, Abuja,  
and Port Harcourtregions with robust digital infrastructure and economic activity. Northern and rural states  
lag due to infrastructural deficits and limited awareness campaigns.  
Key Observation: Funding distribution correlates more strongly with economic density than with equity  
targets, suggesting the need for decentralization of DIH governance.  
Figure 2. Geographic Distribution of DIHs in Nigeria  
(Description): A heat map illustrating higher DIH concentrations in the South-West and South-South regions  
(dark zones) and sparse representation in the North-East and North-West (light zones).  
Comparative SME Performance  
Findings from SMEDAN and NBS datasets reveal that SMEs with DIH access exhibit higher digital adoption  
rates, improved market reach, and greater innovation outcomes.  
Page 8647  
INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)  
ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue X October 2025  
Metric  
DIH-Supported SMEs  
Non-DIH SMEs  
Difference  
+31%  
Digital Adoption  
Productivity Growth  
73%  
56%  
42%  
38%  
+18%  
New Product Development  
Workforce Skill Upgrade  
48%  
61%  
27%  
33%  
+21%  
+28%  
These differences illustrate the measurable advantage that DIHs confer on SMEs in terms of competitiveness  
and innovation.  
Equity and Accessibility  
Despite positive outcomes, access remains uneven. Rural enterprises, women-led SMEs, and informal  
operators face persistent barriers, including low digital literacy, limited internet connectivity, and minimal  
exposure to DIH programs. While inclusion-oriented initiatives exist, they are sporadically implemented and  
lack standardized monitoring mechanisms. Cultural norms further contribute to uneven DIH access and  
participation. In several northern and rural communities, traditional business networks and conservative gender  
roles shape entrepreneurial engagement patterns, limiting participation in formal technology programs.  
Informal market structures, reliance on peer-learning, and skepticism toward government initiatives also  
influence adoption behavior. These cultural dynamics suggest that awareness and training efforts must be  
tailored to reflect localized socio-economic realities and trust systems.  
DISCUSSION  
Institutional Governance, Funding, and Regional Coordination of DIHs  
The effectiveness of Nigeria’s Digital Innovation Hubs (DIHs) ultimately depends on coherent institutional  
governance, transparent funding mechanisms, and regionally balanced coordination. While DIHs are jointly  
supported by the National Information Technology Development Agency (NITDA), the Ministry of  
Communications, Innovation and Digital Economy, and state-level partners, the absence of a unified  
governance framework has led to duplication of roles and inconsistent resource allocation. Fragmented funding  
structures, often reliant on short-term grants or donor-driven initiatives, undermine the long-term sustainability  
of hubs, particularly outside major cities. Establishing an integrated governance model that links DIHs to  
broader innovation and SME policies under the National Digital Economy Policy and Strategy (NDEPS,  
20202030) would ensure institutional coherence and enable regional hubs to function as complementary,  
rather than competing, entities. Strengthened coordination across geopolitical zones would also promote  
resource parity and align DIHs with Nigeria’s economic diversification goals under the Economic Recovery  
and Growth Plan (ERGP).  
DIHs as Nodes in Nigeria’s Innovation System  
Drawing from Innovation Systems Theory, DIHs serve as structural nodes within Nigeria’s broader innovation  
ecosystem, facilitating knowledge exchange among government agencies, academic institutions, and private  
enterprises. However, their potential is constrained by limited regional collaboration and weak institutional  
linkages between research centers and SME networks. To foster systemic efficiency, Nigeria must transition  
from a centralized model toward a regionally adaptive framework where state governments co-finance DIHs  
based on local innovation priorities. This approach would not only enhance diffusion of technology and  
knowledge but also strengthen accountability and stakeholder ownership, key determinants of system-wide  
resilience and sustainability.  
Inclusion and Equity Imperatives  
The Inclusive Innovation Framework emphasizes that equitable participation is as vital as technological  
advancement. Although DIHs have successfully expanded digital literacy in urban centers, their limited  
Page 8648  
INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)  
ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue X October 2025  
penetration into rural and underserved communities highlights ongoing disparities in access and awareness. To  
close these gaps, policies must target women, youth, and informal-sector entrepreneurs through mobile DIH  
units, community-based innovation labs, and localized partnerships with civil society groups. For example,  
collaboration with organizations such as SheCodes Africa, Tech4Dev, and Women in Tech Nigeria could  
strengthen female participation, while youth-oriented programs like NITDA’s Digital States Initiative could  
accelerate digital skill development in non-urban regions. Embedding such initiatives into DIH programming  
would align directly with the inclusivity pillars of NDEPS and enhance Nigeria’s broader human-capital  
objectives.  
Cultural Dimensions and Innovation Engagement  
Cultural norms significantly mediate engagement with DIHs. In high-context societies like Nigeria, trust,  
hierarchy, and community endorsement shape how entrepreneurs interact with formal innovation structures.  
Rural enterprises, for instance, often rely on informal apprenticeship systems rather than institutionalized  
training. Integrating DIHs with existing cultural and market systems, such as trade associations, cooperatives,  
and faith-based organizations, can increase legitimacy and adoption. Moreover, designing gender-sensitive and  
multilingual training programs can counteract exclusionary norms that restrict women’s and youth  
participation in certain regions. These culturally adaptive strategies reinforce the Inclusive Innovation principle  
that sustainable transformation must reflect the socio-cultural realities of its beneficiaries.  
Resource-Based View and SME Capability Development  
At the firm level, the Resource-Based View highlights that DIHs enhance SMEs’ internal competencies by  
providing access to digital tools, managerial mentoring, and innovation ecosystems. However, to ensure these  
resources translate into sustained competitiveness, DIHs must move beyond short-term skill building to long-  
term capability accumulation. Embedding DIH training into vocational institutions, technical colleges, and  
university entrepreneurship programs would institutionalize innovation learning. Furthermore, introducing  
outcome-based funding models, where resource allocation is tied to measurable SME growth indicators, could  
improve efficiency and accountability across DIHs.  
Policy and Managerial Implications  
Integrating DIHs with Nigeria’s innovation and diversification strategies offers a dual advantage: it positions  
SMEs at the forefront of industrial modernization while aligning public investments with national priorities.  
Policymakers should develop a unified performance dashboard to evaluate DIH outcomes using indicators  
such as regional inclusivity, job creation, and SME innovation rates. Managers of SMEs, in turn, should view  
DIHs not merely as training centers but as long-term strategic partners for digital transformation and market  
expansion. Strengthened collaboration among government agencies, academia, and the private sector will be  
critical to achieving sustainable and equitable innovation growth.  
CONCLUSION AND RECOMMENDATIONS  
This study reaffirms that government-funded Digital Innovation Hubs (DIHs) are transformative instruments  
for advancing Nigeria’s digital economy, yet their impact remains uneven across regions and demographic  
groups. By situating DIHs within the frameworks of Innovation Systems Theory, Inclusive Innovation, and the  
Resource-Based View, this paper has illustrated that competitiveness arises not only from technological  
infrastructure but also from effective governance, equitable inclusion, and sustained capability development.  
Therefore, these theoretical perspectives reveal that successful innovation ecosystems rely on both structural  
and human factors. The Innovation Systems approach underscores coordination among institutions; the  
Inclusive Innovation lens prioritizes equitable participation; and the Resource-Based View situates  
competitiveness within firm capabilities. Integrating these dimensions provides a holistic foundation for  
evaluating and redesigning DIHs as inclusive engines of transformation. DIHs have demonstrably improved  
digital adoption, productivity, and innovation among SMEs; however, their centralization in economically  
dominant cities risks exacerbating regional and social inequalities.  
Page 8649  
INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)  
ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue X October 2025  
To align with Nigeria’s National Digital Economy Policy and Strategy (20202030) and Economic  
Diversification Agenda, Strengthening DIHs aligns with national goals and with Africa’s broader digital  
transformation strategy, which emphasizes innovation-driven industrialization and inclusive participation. By  
positioning DIHs as regional knowledge networks, Nigeria can play a leading role in achieving SDG targets on  
decent work, innovation, and sustainable industrial growth. DIHs must evolve into coordinated, inclusive, and  
sustainable networks. Achieving this requires stronger institutional governance, decentralized funding models,  
and policy synchronization between NITDA, SMEDAN, and state innovation councils. Integrating gender-  
responsive and youth-centered frameworks will ensure that digital transformation contributes to both economic  
and social development. Importantly, embedding DIHs into existing cultural and community systems will  
enhance trust, local ownership, and participation, key ingredients for lasting impact. Ultimately, the future of  
Nigeria’s innovation ecosystem will depend on embedding digital inclusion into the nation’s development  
DNA. When DIHs evolve from donor-dependent projects into self-sustaining innovation ecosystems, they will  
not only transform SMEs but also define Nigeria’s standing as a continental leader in digital entrepreneurship,  
inclusive development, and knowledge-driven growth.  
POLICY RECOMMENDATIONS  
1. Integrated Governance Framework: Create a National DIH Council under NITDA to coordinate  
funding, performance monitoring, and regional integration.  
2. Decentralized Funding and Co-Management: Encourage stateprivate partnerships to finance and  
manage DIHs according to local development needs.  
3. Gender, Youth, and Rural Inclusion: Expand outreach through mobile DIHs, multilingual training,  
and collaboration with community and women-led organizations.  
4. Alignment with National Policies: Ensure DIH objectives explicitly support NDEPS pillars (digital  
skills, innovation, and infrastructure) and ERGP diversification targets.  
5. Outcome-Based Evaluation: Establish a public DIH performance dashboard tracking inclusivity, SME  
productivity, and innovation outcomes.  
6. Sustainable Financing: Introduce revolving innovation funds and publicprivate partnerships to ensure  
long-term viability beyond donor cycles.  
7. Cultural Adaptation: Integrate local trade associations, cooperative societies, and traditional leadership  
structures into DIH engagement models.  
Future Research Directions  
Further research should adopt mixed and longitudinal designs to measure DIHs’ medium- and long-term  
contributions to SME growth, employment, and innovation diffusion. Comparative regional analyses across  
sub-Saharan Africa could identify best practices for inclusive innovation governance, while qualitative studies  
involving women and rural entrepreneurs would illuminate lived experiences behind the statistics.  
In sum, Nigeria’s DIHs hold immense potential to drive inclusive digital transformation, but realizing this  
promise depends on institutional coherence, social inclusivity, and policy alignment. When governed  
sustainably and designed equitably, DIHs can transcend their pilot status to become enduring engines of  
innovation, productivity, and national competitiveness.  
REFERENCES  
1. Adeyeye, A. D. (2022). Exploring the dynamics of innovation for inclusive development systems: A  
study of the Nigerian growth enhancement support scheme [Doctoral dissertation, Stellenbosch  
University].  
Stellenbosch  
University  
Institutional  
Repository.  
2. AfDB. (2023). African digital economy report: Leveraging innovation for inclusive growth. African  
3. Barney, J. B. (1991). Firm resources and sustained competitive advantage. Journal of Management,  
Page 8650  
INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)  
ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue X October 2025  
4. Casadella, V., & Tahi, S. (2025). Inclusive national innovation systems: Rethinking institutions in the  
light  
of  
inclusion  
imperatives.  
Journal  
of  
Institutional  
Economics,  
21,  
e2.  
5. Díaz-Arancibia, J., Hochstetter-Diez, J., Bustamante-Mora, A., Sepúlveda-Cuevas, S., Albayay, I., &  
Arango-López, J. (2024). Navigating digital transformation and technology adoption: A literature review  
from small and medium-sized enterprises in developing countries. Sustainability, 16(14), 5946.  
6. Foster, C., & Heeks, R. (2013). Conceptualising inclusive innovation: Modifying systems of innovation  
frameworks to understand diffusion of new technology to low-income consumers. European Journal of  
Development Research, 25(3), 333355. https://doi.org/10.1057/ejdr.2013.10  
7. Freeman, C. (1987). Technology policy and economic performance: Lessons from Japan. Pinter  
Publishers.  
8. George, G., McGahan, A. M., & Prabhu, J. (2012). Innovation for inclusive growth: Towards a  
theoretical framework and a research agenda. Journal of Management Studies, 49(4), 661683.  
9. Hofstede  
Insights.  
(2020).  
Country  
comparison:  
Nigeria.  
Hofstede  
10. Idemudia, E. C. (2021). The digital transformation of African societies: Socio-cultural impacts and  
innovation adoption. Springer.  
11. Lundvall, B.-Å. (1992). National systems of innovation: Towards a theory of innovation and interactive  
learning. Pinter Publishers.  
12. Nelson, R. R. (1993). National innovation systems: A comparative analysis. Oxford University Press.  
13. Nigerian Communications Commission. (2020). National Digital Economy Policy and Strategy (2020-  
14. Nwagwu, W. (2020). Digital innovation and informal-sector entrepreneurship in Africa: Cultural and  
structural  
influences.  
Information  
Development,  
36(4),  
576-589.  
15. OECD. (2021). Digital innovation hubs: Supporting SMEs in the digital transformation. OECD  
16. SMEDAN. (2023). National survey of micro, small and medium enterprises (MSMEs) in Nigeria. Small  
17. UNCTAD. (2019). Innovation, diversification and inclusive development in Africa. United Nations  
18. UNDP. (2022). Digital inclusion and innovation in Nigeria: Policy brief. United Nations Development  
19. Wernerfelt, B. (1984). A resource-based view of the firm. Strategic Management Journal, 5(2), 171180.  
20. World Bank.  
(2020).  
Nigeria digital economy diagnostic.  
World  
Bank  
Group.  
Page 8651