INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)  
ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue X October 2025  
The Power of Data Analytics on the Social Health Authority (SHA)  
for Sustainable Universal Health Coverage (UHC) in Kenya  
Dr Reuben Cheruiyot Lang’at, PhD  
University of Kabianga P.O. Box 2030-20200 Kericho  
Received: 02 November 2025; Accepted: 10 November 2025; Published: 22 November 2025  
ABSTRACT  
Universal Health Coverage (UHC) remains a key goal in Kenya's national health agenda. With the introduction  
of the Social Health Authority (SHA) under the Social Health Insurance Act, 2023, there is an urgent need to  
develop evidence-driven strategies to ensure sustainability and equity in health service delivery. This paper  
explores how data analytics can be effectively leveraged by SHA to optimize provider management, beneficiary  
targeting, claims processing, and policy formulation. It proposes a framework for integrating advanced analytics  
into SHA operations to enhance transparency, efficiency, and long-term sustainability of UHC.  
Key words: Data analytics, Evidence driven strategies, Universal Health Coverage  
INTRODUCTION  
The transition from the National Health Insurance Fund (NHIF) to the SHA marks a paradigm shift in Kenya's  
healthcare financing. While SHA introduces three distinct funds (Primary Healthcare, Social Health Insurance,  
and Emergency/Chronic Illness), it also creates a complex administrative and operational ecosystem that requires  
accurate, timely, and actionable data. According to the Ministry of Health (2023), these changes are aimed at  
improving accountability, service delivery, and financial risk protection. This paper argues that leveraging data  
analytics is essential to achieving the promise of UHC in a resource-constrained setting (Githinji, 2023). The  
World Bank (2020) emphasizes that data systems are vital for effective UHC monitoring and adaptive policy  
responses, especially in low and middle-income countries.  
LITERATURE REVIEW  
Global studies indicate that data-driven health systems lead to better patient outcomes, reduced fraud, and  
improved resource allocation. For instance, in Thailand, the use of electronic health records and centralized data  
systems has significantly contributed to the success of their UHC implementation (World Health Organization  
[WHO], 2022). Similarly, Rwanda’s Community-Based Health Insurance Scheme utilizes health informatics to  
track utilization and target subsidies, enhancing efficiency and equity (Kalk, Paul, & Grabosch, 2020).  
In Kenya, prior challenges with NHIF included data integrity issues, claim fraud, and poor targeting mechanisms  
(Wamai, 2014). Fraudulent medical facilities were making claims even where services were not commensurate  
to the amount requested and in some cases services had not been rendered at all. The current President of the  
Republic of Kenya in one of his speeches in 2025 is on record having cited one case of a facility that had more  
accountants than medical staff among the employees as an indication of how the facility was focusing more on  
how to pursue fake claims as opposed to offering treatment. The president issued a warning to government  
facilities that were still charging citizens for outpatient services, despite such services being government-paid  
under the new Social Health Authority (SHA) program. He stressed that such individual institutions and  
individual fraudsters would be made to face the law as a consequence. These shortcomings limited the reach  
and effectiveness of the program, particularly among low-income groups who were supposed to be benefitting  
from the service. According to Muchiri, Wanjala, and Kamau (2022), Kenya’s health financing model required  
urgent reform to improve efficiency and service delivery. With the establishment of SHA, there is an opportunity  
to build a more robust data governance framework and leverage analytics for sustainable health financing  
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INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)  
ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue X October 2025  
(Republic of Kenya, 2024). The old scheme of National Hospital Insurance Fund NHIF) could not deliver  
services effectively due to frequent fraudulent claims; it included inflated bills, outright fake and double claims  
among others that dented the fund. It was also characterized by small membership base and not enough  
contributions that led to depletion of the fund and inability to cover members adequately (AKI, 2020, Coalition  
against Insurance Fraud, 2022).  
Studies by McIntyre and Meheus (2017) show that countries with integrated health data systems experience  
better prioritization of resources and equitable service delivery. The African Union (2021) has also called for  
regional collaboration in data infrastructure development to support UHC goals. Furthermore, data-driven  
initiatives in countries like Ghana have demonstrated how mobile health data can support enrollment and claims  
validation, especially in rural communities (Adjei, Boateng, & Abor, 2021). This is the reason that the former  
NHIF scheme could not easily incorporate successfully for the reason that the regulations demanded an overhaul  
of the whole system. The membership was drawn largely from the formal sector while the members from the  
informal sector could only be encouraged to join voluntarily. This resulted in a limited contribution to the fund  
further confining service delivery within strictly regulated space creating high demand anchored on a constrained  
base of low fund, and data that was not well managed.  
Clearly a solution widening the base of membership and opening up quality service delivery was inevitable. It  
was also crucial to solve problems resulting from poor management of data regarding claims as well as supply  
of drugs and documenting specific activities and services rendered by various levels of hospitals. This would  
greatly reduce the data manipulation that resulted in fictitious claims and escalation of fraud. The country  
required the deployment of data analytics to support the UHC  
METHODOLOGY  
This paper used a qualitative approach, combining document review, expert interviews, and analysis of SHA’s  
operational documents and job frameworks. It also references secondary data on UHC implementation in sub-  
Saharan Africa and policy briefs from international health organizations. The study also explored how  
governments and health authorities could leverage on data analytics to flag out fraudulent claims.  
Key Areas where Data Analytics can Impact SHA  
This section shows some key areas where data analytics can be employed to bring high impact in the health care  
sector through SHA. These may include providing evidence of discharge documents in cases of in-patients,  
doctor’s notes prescriptions to accompany the patients biometric information. This will ease counter-checking  
of claims and correlation of notes regarding service delivery to patients at different health facilities.  
Beneficiary Targeting and Enrollment  
Data analytics can enhance identification of vulnerable populations through social registries, mobile data, and  
machine learning models that predict risk and service needs (World Bank, 2020). Techniques like geographic  
information systems (GIS) and poverty mapping have proven effective in reaching underserved populations  
(Adjei et al., 2021). If Social Health Authority together with the relevant state departments in the Ministry of  
Health, more useful data can be collected. With proper analysis, such data can be a strong basis of corroboration  
or filtering out the outlier information when ascertaining the correctness of information supplied by health  
institutions. Individual patients as well as medics can be attached to specific location at a given time. This  
undoubtedly will significantly rid out use of same information by two health facilities in fraudulent moves.  
Provider Performance and Empanelment  
Using dashboards and provider scorecards informed by real-time data can improve provider compliance, quality  
assurance, and equitable resource distribution. Studies have shown that real-time or near real time provider  
analytics are associated with increased accountability and service quality (Muchiri et al., 2022). Only verifiable  
data provided in real-time and devoid of duplications and consistent with the hospital capacity and performance  
bestows confidence with authority and enhances accountability.  
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INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)  
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Claims Processing and Fraud Detection  
Predictive analytics and anomaly detection models can flag fraudulent claims, reduce wastage, and enhance trust  
in the system. Rwanda’s use of claim auditing algorithms has significantly reduced fraudulent reimbursements  
(Kalk et al., 2020). This is the gist of the matter that requires to be embraced in the modern times. Systems must  
be in a position to raise an alert signaling erratic patterns, inconsistency or anomaly in any claims supplied by  
the health facilities.  
Monitoring and Evaluation  
Data-driven Monitoring and Evaluation (M&E) frameworks can support decision-making, flag underperforming  
regions, and guide adaptive policy reform. WHO (2022) recommends embedding real-time data feedback loops  
within national health insurance authorities. Whether the service provision is intense or scarce such data helps  
to inform policies and decision-making processes that are crucial for continued improvement of service delivery.  
Proposed Framework for SHA Data Analytics Integration  
Establish secure and interoperable digital infrastructure across counties. Such digital platforms allow cross-  
checking of information not only per a facility but also per service rendered as well as individual recipient in a  
given locality. It therefore goes without saying that training of staff in data science, health informatics, and  
visualization tools becomes a reality. On this, issues of Governance and data handling are important and this  
calls for enforcement of data privacy, ethical use, and transparent reporting through established legal  
frameworks. For this to be realized the Authority needs to collaborate with academia, private tech firms, county  
governments, and international health agencies so that it can benefit in research, innovation and technological  
advancement.  
Challenges and Mitigation Strategies  
Challenges include weak digital infrastructure in rural areas, resistance to change, data privacy concerns, and  
shortage of skilled personnel. Solutions include phased digital rollout, robust change management programs,  
policy enforcement, and strategic capacity development. If this is implemented it can bring the much anticipated  
transformation. Kenya can also adopt lessons from regional counterparts with stronger digital health ecosystems  
(African Union, 2021).  
CONCLUSION  
For SHA to deliver sustainable UHC, it must become a data-literate institution. Anchoring itself on the power  
of data analytics not only supports better decision-making but also ensures transparency, equity, and resilience  
in Kenya’s health system. As SHA scales, integrating data-driven strategies should be seen not as an option but  
a core operational pillar. The integration of modern analytics will position SHA to proactively manage emerging  
health trends and ensure value for money across all levels of service delivery.  
REFERENCES  
1. Adjei, K., Boateng, K., & Abor, P. A. (2021). Mobile health insurance data for rural healthcare targeting  
in Ghana. Journal of Public Health Policy, 42(3), 330345.  
2. African Union. (2021). Digital health strategy for Africa 20202030. https://au.int  
3. Association of Kenya Insurers. (2020). Insurance industry annual report. Nairobi, Kenya: AKI.  
4. Coalition Against Insurance Fraud. (2022). The impact of fraud on the insurance industry. Washington,  
5. Githinji, J. (2023). Data governance in public health. Kenya Policy Review.  
6. Kalk, A., Paul, F. A., & Grabosch, E. (2020). Paying health workers for performance in Rwanda. Tropical  
Medicine & International Health, 15(2), 205214.  
7. McIntyre, D., & Meheus, F. (2017). Fiscal space for domestic funding of health and other social services.  
Health Economics, Policy and Law, 12(2), 159177.  
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8. Ministry of Health Kenya. (2023). Social Health Insurance Act implementation manual. Nairobi:  
Government of Kenya.  
9. Muchiri, E., Wanjala, S., & Kamau, R. (2022). Reimagining Kenya’s health financing system. African  
Health Economics Journal, 7(1), 4559.  
10. Republic of Kenya. (2024). SHA strategic framework. Nairobi: Social Health Authority.  
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12. World Bank. (2020). Monitoring universal health coverage: Data use and strategies in LMICs.  
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