INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)
ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue X October 2025
(Republic of Kenya, 2024). The old scheme of National Hospital Insurance Fund NHIF) could not deliver
services effectively due to frequent fraudulent claims; it included inflated bills, outright fake and double claims
among others that dented the fund. It was also characterized by small membership base and not enough
contributions that led to depletion of the fund and inability to cover members adequately (AKI, 2020, Coalition
against Insurance Fraud, 2022).
Studies by McIntyre and Meheus (2017) show that countries with integrated health data systems experience
better prioritization of resources and equitable service delivery. The African Union (2021) has also called for
regional collaboration in data infrastructure development to support UHC goals. Furthermore, data-driven
initiatives in countries like Ghana have demonstrated how mobile health data can support enrollment and claims
validation, especially in rural communities (Adjei, Boateng, & Abor, 2021). This is the reason that the former
NHIF scheme could not easily incorporate successfully for the reason that the regulations demanded an overhaul
of the whole system. The membership was drawn largely from the formal sector while the members from the
informal sector could only be encouraged to join voluntarily. This resulted in a limited contribution to the fund
further confining service delivery within strictly regulated space creating high demand anchored on a constrained
base of low fund, and data that was not well managed.
Clearly a solution widening the base of membership and opening up quality service delivery was inevitable. It
was also crucial to solve problems resulting from poor management of data regarding claims as well as supply
of drugs and documenting specific activities and services rendered by various levels of hospitals. This would
greatly reduce the data manipulation that resulted in fictitious claims and escalation of fraud. The country
required the deployment of data analytics to support the UHC
METHODOLOGY
This paper used a qualitative approach, combining document review, expert interviews, and analysis of SHA’s
operational documents and job frameworks. It also references secondary data on UHC implementation in sub-
Saharan Africa and policy briefs from international health organizations. The study also explored how
governments and health authorities could leverage on data analytics to flag out fraudulent claims.
Key Areas where Data Analytics can Impact SHA
This section shows some key areas where data analytics can be employed to bring high impact in the health care
sector through SHA. These may include providing evidence of discharge documents in cases of in-patients,
doctor’s notes prescriptions to accompany the patients biometric information. This will ease counter-checking
of claims and correlation of notes regarding service delivery to patients at different health facilities.
Beneficiary Targeting and Enrollment
Data analytics can enhance identification of vulnerable populations through social registries, mobile data, and
machine learning models that predict risk and service needs (World Bank, 2020). Techniques like geographic
information systems (GIS) and poverty mapping have proven effective in reaching underserved populations
(Adjei et al., 2021). If Social Health Authority together with the relevant state departments in the Ministry of
Health, more useful data can be collected. With proper analysis, such data can be a strong basis of corroboration
or filtering out the outlier information when ascertaining the correctness of information supplied by health
institutions. Individual patients as well as medics can be attached to specific location at a given time. This
undoubtedly will significantly rid out use of same information by two health facilities in fraudulent moves.
Provider Performance and Empanelment
Using dashboards and provider scorecards informed by real-time data can improve provider compliance, quality
assurance, and equitable resource distribution. Studies have shown that real-time or near real time provider
analytics are associated with increased accountability and service quality (Muchiri et al., 2022). Only verifiable
data provided in real-time and devoid of duplications and consistent with the hospital capacity and performance
bestows confidence with authority and enhances accountability.
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