INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

The Economic Dimensions in the Message of the Prophets (PBUH):

An Integrated Analytical Study of Da'wah and Wealth

*¹Dr. Mohammad Ishaque Husain., ¹Dr. Hussain Ali Abdullah Al-Thalaya., ²Muhammad Kamrul Islam

Bhuiyan

¹Senior Lecturer, Fakulti Pengajian Kontemporari Islam (FKI) Universiti Sultan Zainal Abidin

(UniSZA)

²PhD Researcher, Fakulti Pengajian Kontemporari Islam (FKI) Universiti Sultan Zainal Abidin

(UniSZA) Malaysia

*Corresponding Author

DOI: https://dx.doi.org/10.47772/IJRISS.2025.91100296

Received: 27 November 2025; Accepted: 03 December 2025; Published: 08 December 2025

ABSTRACT

This study delves into the economic dimensions inherent in the Prophets' (PBUH) messages, employing an

integrative analysis that highlights the profound interplay between spiritual values (Da'wah) and wealth

management within the divine revelations. Crucially, the research addresses a significant gap in the literature.

Most prior studies have focused on fragmented topics—such as Zakat, market dynamics, or economic ethics—

failing to offer a comprehensive framework that unites the evangelical and economic aspects into a single,

cohesive analysis.

Therefore, the core objective is to construct a model that elucidates the economic foundations underpinning the

prophetic discourse and explores how these prophetic experiences can be leveraged to address contemporary

economic challenges. The research utilizes an analytical-comparative methodology, relying on the analysis of

selected texts from the Holy Qur'an and the Prophetic Sunnah. This involved employing multiple techniques:

thematic textual analysis, induction and deduction, Maqasid (higher objectives) analysis, and a comparative

synthetic framework.

Moreover, a systematic review of contemporary peer-reviewed studies was conducted to grasp how the

relationship between the divine call and economic behavior is shaped across different models. This analytical

framework was then applied to the cases of Prophets Yusuf (Joseph), Musa (Moses), Shu'ayb, and Muhammad

(PBUH) to evaluate mechanisms for financial planning, fighting corruption, market regulation, and ethical

governance.

The findings, strongly supported by textual evidence, reveal that the prophetic call transcends mere spiritual

guidance to encompass the reform of economic conduct and the establishment of justice. This is evident in the

Qur'anic command: "And give full measure and weight in justice" (6:152), the narrative of Prophet Joseph's

crisis management (12:47–49), and Prophet Shu'ayb's fight against fraud and monopolistic practices (7:85).

The analysis demonstrated that integrating faith-based values—such as truthfulness, trustworthiness, and social

solidarity (Takaful)—forms the bedrock for making sound financial decisions. This integration significantly

contributes to resource sustainability and enhances trust in transactions. Furthermore, the study proposes an

integrative analytical model linking the Da'wah component (values, faith-based education) and the economic

component (resource management, market regulation, ethical governance) as a practically applicable framework

for constructing just economic policies.

The study recommends a stronger presence of economic values within contemporary religious discourse, the

utilization of prophetic models in public policy formulation, and the development of educational programs that

blend spiritual training with financial literacy. Additionally, it calls for promoting community awareness

Page 3797

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

regarding responsible economic behavior. Future research is suggested to further explore the connection between

Da'wah and sustainable development, and to analyze the applicability of prophetic principles within modern

markets and the digital economy.

The study's scope is confined to a conceptual and textual analysis of selected texts from the four prophetic models

and a specific set of modern studies. It does not extend to quantitative or empirical analysis, thereby opening

avenues for more in-depth and applied future research.

Keywords: Islamic Da'wah, Economics in Revelation, Faith-Based Values, Economic Justice, Social Solidarity

(Takaful).

INTRODUCTION

Study Background

Qur'anic and Prophetic texts, when coupled with modern academic analysis, clearly reveal a structural presence

of the economic dimension within the messages of the Prophets. This robustly confirms that economics was an

integral part of the overall religious and social reform framework. Recent studies (Adam, 2018; Al-Awsi, 2024)

have compellingly shown that prophetic teachings viewed wealth as a tool to establish equity and social justice.

This perspective is affirmed by the verse: "And give full measure and weight in justice" (6:152).

Furthermore, the Hadith reported in Sahih al-Bukhari: "May Allah have mercy upon a man who is generous

when he sells, when he buys, and when he asks for payment", powerfully reinforces the ethical dimension of

economic transactions as a cornerstone of societal construction. Textual and historical evidence suggests that the

Prophets offered real-world models for managing economic crises. The story of Prophet Joseph, for example,

has been discussed in modern literature (Ismail, 2022; Uzair, 2021) as an early paradigm for strategic economic

planning.

The noble Hadith: "If you were to rely upon Allah with the required reliance, He would provide for you as He

provides for the birds..." (Tirmidhi) underscores the integration of planning, work, and reliance upon God

(Tawakkul) within a balanced economic vision. These documented proofs offer both empirical and textual

evidence: economics was never a secondary component in the divine messages; rather, it was foundational to

the comprehensive reform project.

Historical analyses demonstrate that the Prophet Muhammad's (PBUH) measures in Medina—including market

regulation, prohibition of monopoly (Ihtikar), and setting transaction controls—established an economic

structure rooted in ethics and justice. This aligns perfectly with the Qur'anic verse: "Give full measure and do

not be among those who cause loss" (26:181). Studies (Abdulaziz, 2024; Chapra, 1992; Adam, 2023) confirm

that these policies created a model linking Da'wah to development and curbing economic injustice, powerfully

supported by the Hadith: "He who cheats is not one of us" (Muslim). Thus, both sacred texts and modern research

provide a coherent perspective that reveals an authentic overlap between the prophetic call and economics

throughout the history of divine messages.

Research Significance

The significance of this research stems from its treatment of the integrative relationship between Da'wah and

economics, adopting a perspective that synthesizes scriptural texts with contemporary economic analysis. It

provides scientific evidence confirming that this integration forms an original framework for understanding the

Prophets' reform mission. The verse: "That mankind may stand forth in justice" (57:25) clearly highlights the

link between the divine message and the achievement of justice—an objective with an unmistakable economic

dimension.

Modern literature supports the concept of "Prophetic Economics" as a framework encompassing wealth

management, resource regulation, and ensuring sustainability (Busari, 2024; Azzam, 2024). Regarding its

Page 3798

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

academic originality, this research goes beyond merely presenting prophetic models; it offers an analytical

approach that sharply distinguishes its new integrative vision from the scope of previous studies.

By combining Maqasid theories—which establish the preservation of wealth as a legitimate objective of

Sharia—with contemporary economic analysis, the study introduces an innovative framework. This framework

highlights a dimension that has not been addressed with sufficient comprehensiveness in prior works (Ahmad &

Hanapi, 2018; Osman, 2022). Furthermore, the Hadith: "Indeed, Allah loves the professional believing servant"

(Tabarani) supports this productive aspect in the prophetic missions. Consequently, this research provides a

distinct scientific contribution by demonstrating how it moves past earlier approaches that dealt with isolated

topics without constructing a unified analytical framework.

Research Problem

Despite the abundance of works in Islamic economics, the analysis of the integration between Da'wah and the

reform of wealth remains notably limited, as evidenced by a review of modern literature. Qur'anic texts offer

clear proof of this linkage, such as Prophet Shu'ayb’s statement: "And do not withhold from people their things..."

(7:85). Yet, studies often address this only partially or segmentally, without placing it within a methodologically

integrative framework.

Recent research (Al-Awsi, 2024; Talib, 2023) indicates that the Prophets addressed financial corruption from a

missionary perspective, confirming a research gap that urgently requires investigation. Another flaw in the

literature is the heavy focus on limited topics like the market or Zakat, without their integration into a unified

framework that highlights the correlation between doctrinal vision and economic practices. This is despite

numerous indicators, such as the verse promoting balance: "And do not forget your share of the world" (28:77).

Studies (Hadi, 2024; Uzair, 2021) have established that the prophetic experience offers a comprehensive model

for financial and ethical equilibrium. The research problem is further amplified by the lack of an analytical model

that capitalizes on the Prophets' economic experiences to address contemporary issues like poverty, monopoly,

and financial governance. This absence persists despite strong textual evidence, including: "So fear Allah and

obey me" (26:179).

Research on prophetic crisis planning (Ismail, 2022; Busari, 2024) suggests the feasibility of transforming these

models into modern tools. Hence, the research problem is defined as the necessity of developing an integrative

framework that links Da'wah and economics in both treatment and analysis.

Study Objectives

1. To analyze the economic foundations presented in the messages of the Prophets, relying on scriptural evidence

and modern studies.

2. To interpret the integrative nature of the relationship between the prophetic call (Da'wah) and wealth

management through the study of prophetic models.

3. To deduce the core economic principles utilized by the Prophets in achieving social justice.

4. To construct an analytical framework that integrates both the evangelical and economic dimensions into a

single methodological model.

5. To apply the prophetic economic models to contemporary challenges and determine their potential for

beneficial utilization.

Study Questions

1. What evidence demonstrates the presence of the economic dimension in the Prophets' message?

Page 3799

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

2. How is the methodological interconnection between spiritual reform (Da'wah) and wealth reform manifested

in prophetic models?

3. What are the major economic principles derived from the divine messages?

4. How have contemporary studies interpreted and applied these principles?

5. What are the foundations that make the prophetic experiences a reference point for addressing contemporary

economic challenges?

Study Scope and Limitations

•

Focus on a conceptual and textual analysis of the Qur'anic verses and Hadiths related to economics.

Reliance on the specific references defined within the research scope, without extensive use of secondary

literature.

•

Treatment of the prophetic models most prominent in modern studies: Yusuf (Joseph), Shu'ayb, and

Muhammad (peace be upon them).

Avoidance of in-depth statistical models or experimental research, given the study's analytical and

theoretical nature.

Conceptual and Terminological Framework

The Concept of Da'wah (Prophetic Call)

In Islamic and social studies literature, Da'wah is defined as a comprehensive reform project aimed at developing

the individual and reforming society through a system of values, spirituality, and legislation. Scholars bridge the

gap between religious definitions—which cite verses like: "Invite to the way of your Lord with wisdom..."

(16:125) and the Hadith "Convey from me, even a single verse"—and academic definitions. The latter views

Da'wah as a framework for reshaping social, political, and economic structures according to a value-driven vision

(Abu-Nimer, 2013; Abidin, 2020).

The diversity in scholarly definitions is evident: some focus on the spiritual dimension of Da'wah, others

highlight its institutional aspect, and still others broaden the concept to include the reform of economic structures.

This variation allows for a critical understanding of Da'wah as a multi-dimensional system rather than a

monolithic concept. For the purposes of this research, Da'wah is operationalized as an analytical framework

explaining how value-based principles transition into economic practices through prophetic models, thereby

enabling the interpretation of mechanisms of economic change within the divine messages.

The Concept of Economics

The concept of economics in the literature ranges from the classical perspective, which defines it as the

management of resources to maximize utility, to the Islamic perspective. The latter integrates value-based and

Maqasid (higher objectives) dimensions into the process of production, distribution, and consumption. The

Qur'an provides a value-based foundation for economics through the principle of justice: "And establish the

weight with justice" (55:9). Modern studies, meanwhile, offer more complex definitions that link Islamic

economics to civilization-building (i'mar), achieving public interest (Maslaha), and safeguarding wealth

(Chapra, 2008; Ahmad & Hanapi, 2018).

The literature reflects a diversity of approaches: some researchers emphasize the ethical dimension, while others

justify the importance of building Sharia-compliant economic institutions. This diversity permits a critical

analysis that balances economics as a technical system against economics as a socio-value-based field. For the

study, the concept of economics is operationalized as an analytical variable, examined through the practical

applications of the Prophets, such as market regulation, financial crisis management, and resource allocation.

Page 3800

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

The Concept of Economic Foundations in the Prophets' Messages

Contemporary studies offer varied definitions of wealth management: some link it to prudent spending, while

others broaden it to encompass governance, strategic planning, and resource investment for development

(Abdulaziz, 2024). From a Da'wah perspective, wealth is not merely viewed as a material element but as a tool

for reform within the prophetic mission, as indicated by the verse: "And do not give the incompetent (i.e., the

mentally deficient) your property" (4:5).

Diverse approaches—psychological, social, and Maqasid-based—reveal differences in interpreting how wealth

is managed, allowing for a critical engagement with the tension between the doctrinal understanding and modern

managerial concepts. In this research, wealth management is operationalized as a practical component used to

explain how prophetic economic principles are translated into financial and social policies, such as: mechanisms

for controlling expenditure, the roles of institutions, and wisdom in resource allocation.

The Concept of Prophetic Economic Principles

The literature agrees that the Prophetic Economic Principles are not merely juridical rulings but a system of

values translated into practical practices, including justice, transparency, social solidarity, the prohibition of

monopoly, and market regulation. The sacred texts provide a general framework, such as: "And give full measure

and weight in justice" (6:152). However, researchers differ in interpreting how these principles are applied in

historical and contemporary reality.

Some scholars focus on their ethical dimension, while others emphasize their institutional aspect (Busari, 2024;

Adam, 2018). This highlights the necessity of a critical reading that acknowledges the diversity of interpretations

and avoids reducing the principles to a single view. The research operationalizes these principles by converting

them into analytical indicators, such as: the existence of market supervision, the prevention of fraud, the

realization of mutual consent, price transparency, and the balance of rights between parties.

The Relationship Between Concepts Within the Research's Analytical Schema

The five concepts—Da'wah, Economics, Economic Foundations, Wealth Management, and Prophetic

Principles—are characterized by their intertwined nature within an integrated knowledge system. However, the

literature offers multiple interpretations of the nature of these relationships. While one school of thought sees

economics as subsidiary to Da'wah, another views it as an autonomous field that interacts with religious values

at the level of principles, not applications. This variation allows for a critical analysis that enhances conceptual

precision.

For this research, these relationships are analytically operationalized as follows: • Da'wah: The value-

civilizational framework that determines the direction of reform. • Economics: The social field where Da'wah

values are manifested as decisions and policies. • Economic Foundations: The bridge that transfers values into

regulatory rules. • Wealth Management: The practical application of these rules within the prophetic reality. •

Prophetic Principles: The behavioral and institutional standards that regulate economic activity. These

relationships are utilized within the study to form an analytical model explaining the transition of Value →

Principle → Legislation → Application, thereby enabling the use of the prophetic vision in analyzing

contemporary economic issues.

LITERATURE REVIEW

Abdulaziz (2024) Study: Islamic Wealth Management and Modern Trends Analysis

Abdulaziz (2024) provided a highly valuable study on wealth management within the Islamic context, focusing

sharply on governance and responsible finance from a Shari'ah and Maqasidi perspective. He compellingly

highlighted that wealth management in Islam transcends mere technical aspects to deeply connect with the

prophetic values of justice, transparency, and development, grounding his arguments in supportive Quranic and

Prophetic texts. Despite the study's obvious importance and its contribution to clarifying the ethical framework

for wealth administration, it remains distinct from the core focus of the present research. It neither addresses the

Page 3801

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

economic dimensions across the messages of all the Prophets, nor does it establish a concrete link between

economics and Da'wah as mutually interpenetrating systems. Furthermore, it fails to provide an analysis of the

mechanisms for economically employing the prophetic model within the Da'wah message or through the distinct

paradigms of various Prophets. This precisely defines the research gap that the current study seeks to bridge: it

embarks on a direct, integrated analysis between Da'wah and wealth, founded on scrutinizing the economic

discourse embedded in the Prophets' messages, clarifying its role in the Da'wah structure and its contemporary

applications—an area Abdulaziz (2024) did not explore.

Adam (2018): Prophetic Economics and Predictive Finance

Adam (2018) contributed a significant study on "Predictive Finance and Prophetic Economics," where he

expertly addressed the market's ethical controls, the fight against monopoly, and the regulation of commercial

transactions according to Shari'ah values. He clearly established that the prophetic economic model is founded

on justice, solidarity, transparency, and the prevention of oppression, drawing on foundational texts such as the

verse: "and do not deprive people of their due" and the rule: "There should be neither harm nor reciprocating

harm." Despite the study's considerable academic merit and its capacity to analyze the Prophet Muhammad's

economic practices and link them to overall economic behavior, its scope unfortunately remained confined to

his biography. It failed to expand the discussion to the economic dimensions across the messages of all the

Prophets, nor did it tackle the integrated relationship between Da'wah and economics, or the financial

dimension's influence on shaping the Da'wah discourse throughout prophetic history. Consequently, this

highlights the specific research gap this study aims to fill. We propose a comparative analytical framework for

integrating Da'wah values with economic functions by studying multiple prophetic narratives. This involves a

detailed analysis of the role of financial resources, solidarity, wealth protection, and corruption resistance within

the structure of their messages, critically emphasizing how this integration can be applied in the contemporary

Da'wah reality—a perspective absent from Adam's (2018) work.

Ahmad & Hanapi (2018): The Maqasid al-Shari'ah in Islamic Economics

Ahmad & Hanapi (2018) offered a pivotal study analyzing the Maqasidi framework of Islamic economic

thought. They reviewed the essential role of the Maqasid (higher objectives) in interpreting economic rulings

related to justice, development, wealth protection, and financial conduct regulation, basing their work on

foundational texts like the verse: "Indeed, Allah commands justice and good conduct" and the Hadith: "Indeed,

Allah has decreed proficiency in all things." While this study is highly valuable for cementing the Maqasidi

dimension within Islamic economics, its scope remains general and restricted to theoretical Maqasid analysis. It

fails to transition to the economic dimensions embedded in the messages of the Prophets or to analyze the

integrated relationship between economics and the Da'wah discourse within the prophetic context. Moreover, it

did not attempt a comparative examination of economic models across the prophetic narratives or clarify how

Da'wah values intersect with economic functions in their missions. This is precisely the research gap this study

addresses. We aim to present a truly integrated and comparative analysis, highlighting the indispensable role of

wealth and economic functions within the structure of the prophetic Da'wah across multiple models, and

demonstrating how this dimension can be practically applied in the contemporary Da'wah reality, which Ahmad

& Hanapi (2018) did not directly explore.

Busari (2024): Prophetic Economics and Sustainable Development

Busari (2024) presented an important study connecting Prophetic Economics with the critical concept of

sustainable development. His work centered on key economic values, including sound governance, equitable

resource distribution, consumption regulation, and achieving a healthy balance between individual and societal

needs, drawing on Quranic and Prophetic texts such as the verse: "And eat and drink, but be not excessive" and

the Hadith: "The best of people are those who are most beneficial to people." While the study is certainly valuable

for highlighting contemporary applications of the prophetic model, it regrettably does not directly address the

economic dimensions across the messages of all the Prophets. It fails to analyze the comprehensive, integrated

relationship between Da'wah and economics across different divine messages. Furthermore, it limits itself to

sustainable development without reviewing how the prophetic Da'wah discourse itself was shaped by economic

considerations. This clarifies the research gap this current study is designed to fill. We seek to provide an

Page 3802

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

integrated analysis that comparatively examines multiple prophetic models, demonstrating the pivotal role of

wealth and economics in formulating the Da'wah message, and constructing a comprehensive theoretical

framework that illustrates the supportive role of economic dimensions in achieving the ultimate objectives of

Da'wah—a focus that Busari (2024) did not directly undertake.

RESEARCH METHODOLOGY

This research employs an objective analytical and comparative methodology to study the economic dimensions

within the Prophets' message. This approach facilitates a deep understanding of how value-based principles were

utilized in wealth management as part of the prophetic reform agenda. This specific methodology was chosen

because it is best suited to the nature of the research questions, which require synthesizing the analysis of sacred

texts with a comparison to modern economic models.

The analytical framework rests on three core components: first, textual analysis to pinpoint central economic

concepts; second, comparative analysis to examine the intersections between prophetic practices and established

economic theories; and third, synthetic analysis to integrate the findings into a coherent model illustrating the

relationship between the divine call (Da'wah) and economic reform.

Data collection was based on primary sources—the Qur'an and Sunnah—and secondary sources, including Tafsir

(exegesis), Islamic economics literature, and peer-reviewed studies. The texts underwent coding procedures.

This involved open coding to extract themes and axial coding to link them to the broader objectives of Da'wah.

The process culminated in the construction of an analytical matrix showing the translation of value-based

principles into economic practices.

The prophetic models were selected according to specific methodological criteria. These included the availability

of textual evidence regarding the Prophet's engagement with wealth or the market, the existence of relevant

modern studies on these models, and the representation of a distinct economic pattern by each case study—such

as crisis management, market regulation, or corruption fight. This careful selection ensures the study's

consistency and comprehensiveness.

To mitigate potential bias in the analysis of religious texts, the researcher relied on source diversification,

comparing findings with multiple schools of thought within Islamic economics, and incorporating global

economic literature. Furthermore, seeking peer review from specialists was integral to enhancing the scientific

objectivity of the analysis.

The research adopted a triangulation strategy by diversifying data sources, utilizing multiple analytical methods,

and consulting experts to validate the soundness of the conclusions. This triangulation process is crucial for

increasing the credibility of the findings and reducing the likelihood of selective interpretation.

The analysis process followed sequential steps: commencing with the identification of economic concepts in the

texts, proceeding to study prophetic practices within a value-based and economic framework, and comparing

them with modern models of economic justice. This systematic approach leads to the construction of an

explanatory model applicable in contemporary contexts.

The integrative comparative analytical approach was selected because it offers a renewed reading of the sacred

texts and prophetic practices. Crucially, it allows for their seamless integration with modern economic

perspectives. This synthesis aids in building a knowledge framework that unites Da'wah and economics under a

single, overarching vision.

This research does not aim for a mere historical narrative; instead, it seeks to extract actionable models applicable

to policies of social justice, market regulation, wealth and crisis management, and achieving sustainable

development. It thus strives to formulate a vision for a value-driven economy, drawing inspiration from prophetic

experiences and the fundamental objectives of the divine call.

Page 3803

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

Ultimately, this study employs an objective analytical and comparative methodology to examine the economic

dimensions in the Prophets' message (PBUH), with a keen focus on how value-based principles are practically

activated in wealth management as part of the prophetic reform agenda. This methodological choice was dictated

by the nature of the research question, which necessitates the analysis of religious texts and their comparison

with modern economic applications to derive an integrative model merging Da'wah and economics.

Results: Theoretical Presentation and Textual Analysis

First Finding: The Theoretical Framework of the Study

The Concept of Daʿwah and Its Civilizational Dimensions

Definition of Daʿwah (Descriptive Presentation): The scriptural texts and contemporary literature show that

daʿwah is a comprehensive process aimed at guiding individuals and communities toward adherence to the

teachings of God in various aspects of life—spiritual, social, and economic (Chapra, 2017; Abdulaziz, 2024).

The verse, “We did not send any messenger except to be obeyed by Allah’s permission” (Qur’an 4:64), indicates

that the role of the messenger goes beyond mere admonition to the establishment of a system of obedience and

societal discipline. The hadith, “Whoever guides to good is like the one who performs it” (Abu Dawud and al-

Tirmidhi), further affirms that daʿwah is a transformative act with lasting impact.

Analysis of Daʿwah in Light of the Economic Dimension: The connection between obedience and collective

commitment suggests that daʿwah functions as a regulatory framework for behavior, including economic

behavior. When obedience translates into adherence to the values of honesty, justice, and responsible spending,

daʿwah becomes the foundation of an economic system grounded in religious conscience. This can be illustrated

in Table (1), which links the elements of daʿwah (faith – ethics – conduct) to economic outcomes (transparency

– justice – social solidarity).

Table (1): Relationship Between Da'wah Components and Their Economic Outcomes

Components of

Da'wah

Associated

Economic

Outcomes

Brief Definition

Mechanism of Influence

Belief in God's oneness

and awareness of His

oversight

Strengthens internal moral restraint,

reducing fraud, deception, and monopoly,

thereby increasing market trust.

Economic

Transparency

Faith (Iman)

A

value

system

honesty,

Establishes fair transactional norms such as

accurate measurement, fulfilling contracts,

and protecting rights, resulting in equitable

exchanges.

Ethics

(Akhlaq)

Economic Justice

including

justice, integrity, and

kindness

Practical application of

faith and ethics in daily

life

Expressed

responsible

responsibility, leading to fair resource

through

spending,

charity,

and

zakat,

social

Behavior

(Sulook)

Economic

Solidarity

distribution and poverty reduction.

Table (1) illustrates that Da'wah functions not only as a spiritual or moral framework but also as a practical

economic system. Faith shapes internal motivation, ethics shape social norms, and behavior represents the

implementation of these values—culminating in transparency, justice, and solidarity within economic life.

The Objectives (Maqasid) of Da'wah

The objectives (Maqasid) of Da'wah in the Islamic perspective are broad, encompassing the construction of a

social and economic order founded on justice and public interest (Maslaha). This is clearly indicated by the

noble verse: "And whose affair is [determined by] consultation among themselves" (42:38), which establishes

Page 3804

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

the principle of Shura (consultation) as a basis for regulating public affairs, including critical decisions related

to resources and the economy. The Prophetic Hadith: "The best of people are those who are most beneficial to

people" (Tabarani) reinforces this meaning, placing public utility at the heart of missionary work. This

understanding is strongly affirmed by studies on Prophetic economics, which view Da'wah as a framework where

religious reform and economic development converge (Adam, 2018; Al-Faruqi, 2018).

From a Maqasidi perspective, these texts highlight that the divine call is not restricted to individual reform.

Instead, it actively works to rearrange societal priorities based on criteria that achieve benefit and repel

corruption, particularly in the critical domains of wealth, labor, and market regulation. Consequently, this

research adopts the objectives of Da'wah as an analytical criterion for evaluating the prophetic models. This

involves examining their capacity to embody the values of justice, social solidarity, and economic stability—all

central goals that guide the messages in formulating their ethical and economic structures.

The Social and Economic Functions of Da'wah

The sacred texts demonstrate that Da'wah performs interwoven social and economic functions, extending beyond

mere preaching to actively contributing to the resolution of real-world problems such as poverty, weak social

solidarity, and wealth maldistribution. This overlap is clearly illustrated in the narrative of Prophet Joseph

(Yusuf), where the message of faith was connected to a practical program for food security management that

relied on strategic planning and storage, as stated: "He said, 'You shall sow for seven years consecutively...' "

(12:47–49).

This connection is further highlighted in the verse: "And establish prayer and give Zakat (obligatory charity)"

(2:110). This verse unites worship and spending, affirming that the religious and economic spheres do not operate

in isolation; rather, they form a single structure guiding the conduct of individuals and society toward

righteousness and development. From an analytical perspective, this correlation demonstrates that Da'wah is not

an activity parallel to the economy. Instead, it serves as a guiding framework for it, regulating its principles and

directing its practices according to a system of values and objectives. Zakat, for instance, is not merely a financial

act of worship, but a robust mechanism for wealth redistribution and strengthening social solidarity, while values

such as benevolence (Ihsan) and mercy actively support community cohesion.

Second Finding: Economics in Revelation

Economic Principles in the Holy Qur'an

The Holy Qur'an presents an economic model founded on justice and resource regulation. This is exemplified in

the story of Prophet Joseph, where the statement: "Indeed, I am a knowledgeable guardian" (12:55), combines

the elements of trustworthiness (Hafiz) and competence (Alim)—two fundamental pillars for any sound

economic management. Other verses, such as: "And give full measure and weight in justice" (6:152), highlight

the Qur'an’s commitment to the standard of justice in commercial exchange. This indicates that economic

activity, from the Qur'anic perspective, is subject to precise regulations that secure the rights of all parties

involved.

From an analytical standpoint, the combination of "guardianship" and "knowledge" in the Qur'anic model reveals

that economic management is not merely a technical process; it is a practice simultaneously built upon ethics

and expertise. This demands that the economic actor achieves both professional integrity and scientific

capability. Based on this understanding, the research utilized this principle as a standard for evaluating the

prophetic models, assessing the extent to which trustworthiness and competence were realized in the

management of wealth and resources, as these are essential indicators for the success of any value-based

economic system.

The Role of the Prophets in Establishing Economic Values

The sacred texts illustrate that the Prophets established practical economic values that form the basis for financial

conduct rooted in trustworthiness, solidarity, and responsibility. This is evident in the noble Hadith: "The truthful

Page 3805

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

and trustworthy merchant is with the Prophets, the truthful ones, and the martyrs" (Tirmidhi). This statement

links sound economic practice with an elevated spiritual status, reflecting the centrality of ethics in economic

activity. These values are also manifest in the legislation revealed to Prophet Moses, which included directives

safeguarding the rights of individuals and groups, as indicated by the verse: "And We gave Moses the Scripture

and made it a guidance for the Children of Israel" (7:145). This strongly suggests that regulating economic life

is an intrinsic part of the prophetic message.

From an analytical perspective, this connection between the truthful merchant and the spiritual ranks of

Prophethood and truthfulness emphasizes that economic behavior is an authentic component of the faith identity,

not a practice detached from the spiritual structure of Da'wah. Therefore, this principle was adopted in the

comparative analysis of this research to measure the presence of economic ethics in the various prophetic

models—Yusuf, Shu'ayb, and Muhammad (PBUH). It serves as a standard for revealing the nature of integration

between Da'wah and economics in each model and the effectiveness of values in guiding transactions and

shaping the general economic environment.

The Relationship Between Faith-Based Values and Economic Behavior

The sacred texts highlight a direct relationship between faith and economic behavior. The spending verse: "O

you who have believed, spend from that which We have provided for you" (2:254) links the reality of faith with

the duty of responsible spending. This suggests that wealth, in the Qur'anic view, is a means to achieve social

well-being, not just individual property. The noble Hadith: "May Allah have mercy upon a man who is generous

when he sells, when he buys, and when he asks for payment" (Bukhari) reinforces this link by emphasizing the

value of leniency (Samahah) in financial dealings, reflecting that economic interaction is considered part of the

framework of faith-based ethics.

From an analytical perspective, this connection reveals that economic behavior is not a neutral activity in the

faith perspective. Rather, it is a domain where the degree of piety (Taqwa) is measured by the extent of justice

and integrity in wealth management and dealings with others. The research relied on this understanding to

interpret the differences among the prophetic economic models, based on their level of embodying these values

in their economic practices and policies. This interaction is evident through Table 2 (implicitly referenced),

which links major faith-based values—such as Taqwa (God-consciousness), Ihsan (perfection/benevolence), and

Samahah (leniency)—with their practical economic effects like spending, fair pricing, and preventing fraud, thus

demonstrating the structural correlation between faith and economics in the Prophetic model.

Table (2): Relationship Between Faith-Based Values and Their Economic Effects

Faith-Based Value

Brief Definition

Associated

Economic

Effect

Mechanism of Economic Influence

Awareness of God's

Taqwa

encourages

moderation,

Taqwa

Consciousness)

(God-

Responsible

Spending

oversight

and

avoidance of wastefulness, and choosing

lawful sources of income, leading to

financial sustainability and ethical

consumption.

commitment to His

commands

Acting with goodness

beyond the minimum

required duty

Ihsan leads sellers and buyers to uphold

fairness, avoid exploitation, and ensure

that prices reflect true value, enhancing

justice in market transactions.

Ihsan (Excellence /

Benevolence)

Fair Pricing

Gentleness and ease in

dealings with others

Samahah facilitates smooth transactions,

reduces conflict, builds trust, and

Samahah

(Forbearance

Avoidance

Fraud

of

and

/

minimizes

deceit

or

excessive

Generosity / Ease)

Unfairness

bargaining, strengthening transparency

in the marketplace.

Page 3806

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

Table (2) demonstrates that Islamic faith-based values serve not only as spiritual guidelines but also as practical

economic regulators, influencing consumer behavior, pricing ethics, and market integrity.

Third Finding: The Economic Dimensions in the Prophetic Message

Compassion (Tarāhum) and Social Solidarity (Takāful)

The sacred texts highlight the centrality of compassion and solidarity in constructing a believing society. This is

perfectly exemplified by the verse: "But give [them] preference over themselves, even though they are in need"

(59:9), which showcases the value of altruism (Ithār) as a sublime level of social behavior. The noble Hadith:

"The believer to the believer is like a structure, parts of which support other parts" (Bukhari and Muslim),

reinforces this understanding. By likening the community relationship to the strong bond between parts of a

single edifice, it indicates that Takāful is not merely an individual virtue. It is an essential framework that

regulates economic and social relations and ensures communal cohesion.

From an analytical perspective, this discourse reveals that altruism and solidarity constitute a structural principle

in wealth management and resource redistribution, going beyond abstract moral values. The prophetic model

utilizes these principles to formulate practical policies that address economic disparities. This is clearly seen in

Prophet Joseph's experience in distributing grain during the famine years, a strategy based on reducing social

inequality and ensuring a minimum level of food security for everyone. This research employed this principle to

understand the mechanism for integrating faith-based values into economic policies and their vital role in

promoting justice and narrowing the gap between the poor and the wealthy.

Combating Financial Corruption

The sacred texts emphasize the centrality of trustworthiness (Amānah) and transaction integrity in the social and

economic structure of the community. This is evident in the verse: "Indeed, Allah commands you to render trusts

to whom they are due" (4:58), which places the fulfillment of rights at the core of the individual-society

relationship. The noble Hadith: "He who cheats us is not one of us" (Muslim) plainly reveals that cheating and

financial corruption are not just ethical violations. They constitute a fundamental breach that removes the

perpetrator from the sphere of commitment to communal values, thus reflecting the gravity of infringing upon

public and private property in the prophetic view.

From an analytical perspective, these texts indicate that combating financial corruption represents a defining line

between belonging and not belonging to the ethical system of the community. Furthermore, market integrity can

only be achieved by ensuring unwavering honesty and transparency. Consequently, the research adopted this

principle as a criterion for evaluating prophetic models concerning market regulation and public wealth

protection. It is viewed as a foundational pillar for understanding prophetic economic policies and their capacity

to foster social trust and prevent financial deviations that threaten justice and stability.

Protection of Public and Private Wealth

The sacred texts affirm the sanctity of property and the necessity of safeguarding it from aggression, evident in

the verse: "And do not consume one another's wealth unjustly" (2:188). This command prohibits all forms of

exploitation and financial injustice, placing wealth protection within a comprehensive legislative framework that

preserves the interests of both individuals and the community. The noble Hadith: "The whole of a Muslim is

inviolable for another Muslim: his blood, his property, and his honor" (Muslim), reinforces this notion by

confirming that wealth is placed on par with life and honor. This signifies that aggression against it is a serious

violation of communal values and a threat to social stability.

From an analytical perspective, these texts reveal that protecting public and private wealth is not merely an

individual right; it is a prerequisite for ensuring market stability and preventing the encroachment of private

interests at the expense of the public good. Therefore, the research applied this principle to analyze the policies

of Prophet Moses concerning resource regulation for the Children of Israel. His role in establishing controls that

achieve justice and prevent monopoly or unbalanced wealth distribution was particularly salient. This dimension

Page 3807

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

offers a crucial framework for understanding how wealth protection contributes to enhancing social trust and

establishing a stable economic environment.

Regulation of the Market and Transactions

The sacred texts demonstrate profound attention to market regulation and ensuring integrity in transactions. This

is clear in the verse: "And give full measure and weight in justice" (6:152), which sets the standard of justice as

the foundation for all buying and selling operations. It obligates transactors to adhere to precise measurement

and pricing according to a rigorous ethical framework. The noble Hadith: "He who cheats us is not one of us"

(Muslim) emphasizes that fraud is not just a commercial offense; it is a departure from the community's value

identity, reflecting the centrality of ethical market control in the prophetic vision.

From an analytical perspective, these texts reveal that market regulation is not solely an individual responsibility;

it is an institutional framework designed to protect the consumer, ensure the quality of exchange, and prevent

monopolistic practices. Based on this understanding, the same analytical framework was applied to the four

prophetic models—Yusuf, Moses, Shu'ayb, and Muhammad (PBUH). This was done to measure the level of

regulation and oversight in each experience and to identify the tools of economic reform adopted therein. These

foundations were systematically organized in Table 3 (implicitly referenced), which methodologically illustrates

the relationship between the sacred text, the economic principle, and its impact on public policy formulation,

thereby allowing for a clearer vision of the integration between Revelation and economic systems.

Table (3): Linking Sacred Texts → Economic Principles → Public Policy Impact

Sacred Text

Derived

Principle

Economic Impact of the Principle on Public Policy

Design

- Establishing strict regulatory systems in

markets. - Implementing national standards for

measurement and product quality. - Imposing

penalties for commercial fraud.

“Give full measure and weight Fair measurement and

in justice” (Qur’an 6:152)

pricing

- Enacting consumer protection laws. -

Ensuring transparency in commercial contracts.

- Activating financial grievance and complaint

mechanisms.

“Do not deprive people of their Protection

of

and

economic

rightful dues” (Qur’an 7:85)

consumer

producer

rights

- Establishing regulatory bodies to prevent

monopoly. - Monitoring prices and digital

commerce activities. - Legislating against

digital fraud and counterfeit products.

Hadith: “Whoever cheats us is Anti-fraud and anti-

not one of us” (Muslim)

monopoly ethics

- Strengthening social safety nets. - Developing

zakat and waqf programs. - Designing support

policies for low-income groups.

“They give others preference Social solidarity and

over themselves…” (Qur’an

mutual support

59:9)

- Creating mechanisms to protect public and

private wealth. - Regulating guardianship and

financial trusteeship. - Formulating anti-

corruption and good-governance policies.

“Do not entrust your wealth to Good governance and

the foolish” (Qur’an 4:5)

responsible resource

management

- Developing governance frameworks for

public and private sectors. - Enhancing

financial transparency within institutions. -

Improving disclosure policies and independent

auditing systems.

Hadith: “Each of you is a Accountability

shepherd and each of you is transparency

and

in

responsible for his flock” (al-

administration

Bukhari & Muslim)

Page 3808

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

Table (3) illustrates how scriptural directives move from the textual level to economic principles and finally to

actionable public policies, demonstrating the capacity of revelation to provide contemporary economic and

administrative models grounded in the values of justice, transparency, and social solidarity.

Fourth Finding: Economic Paradigms in the Stories of the Prophets

Prophet Joseph's (PBUH) Model for Crisis Management

The Holy Qur'an presents a holistic model for economic crisis management in the story of Prophet Joseph. This

strategy began with a long-term plan: seven years of prosperity followed by seven years of hardship, as outlined

in the verse: "You shall sow for seven years consecutively..." (12:47–49). Significantly, Prophet Joseph assumed

responsibility for the "storehouses of the land" based on the dual qualities of trustworthiness and knowledge,

highlighted by his statement: "Indeed, I am a knowledgeable guardian" (12:55). This demonstrates that

combining integrity and competence is a prerequisite for prudent economic administration.

From an analytical perspective, this model stands as one of the most prominent Qur'anic examples of strategic

planning and risk management, while meticulously ensuring equitable resource distribution during crises. The

research's analytical framework categorized this as a prime case of "Economic Crisis Management," given its

ability to strike a precise balance between saving and consumption and to guarantee resource sustainability amid

severe challenges. Thus, Joseph's model provides a practical reference for understanding crisis response

mechanisms informed by revealed ethical and economic principles.

Prophet Moses' (PBUH) Model for Consultation and Collective Participation

The narrative of Prophet Moses (PBUH) offers a prominent model for regulating the legislative and social affairs

of the Children of Israel. His message was intrinsically linked to guiding the community toward assuming

collective responsibility for reform, as indicated by his statement: "My Lord, indeed I possess no one but myself

and my brother" (5:25). This directive highlights the crucial role of the community in maintaining public order

and demonstrates that resource regulation and economic governance are not solely incumbent upon the leader

but rely on active participation from the collective.

From an analytical standpoint, Moses' model constitutes a comprehensive framework for "Consultation and

Collective Participation" in resource management, where involvement in decision-making is a foundation for

sound governance. This model contributes to curbing corruption and enhancing resource efficiency by engaging

the community in oversight and planning. Thus, the Mosaic experience serves as a vital example in comparative

analysis for understanding governance mechanisms based on transparency and collective accountability.

Prophet Shu'ayb's (PBUH) Model for Market Reform

The Holy Qur'an presents an explicit model for market reform and the regulation of economic transactions in

the story of Prophet Shu'ayb. The verse: "So give full measure and weight and do not deprive people of their

things, and cause not corruption upon the earth" (7:85), focuses on a set of principles regarding the integrity of

measurement, the prevention of fraud, and abstinence from economic corruption. This Qur'anic discourse reflects

that Shu'ayb's message was not limited to doctrinal preaching. It fundamentally extended to include market

regulation and the protection of people's financial rights, making the economic aspect an integral part of his

reform mission.

From an analytical perspective, Shu'ayb's model is a pivotal framework for "Market Reform," seamlessly

integrating monotheism with the reform of the economic structure as two complementary paths to community

building. Within the study’s analytical framework, this model is utilized to explain the significance of ethical

and legal oversight in preventing monopoly and cheating, and in promoting transparency in commercial

exchange. Thus, Shu'ayb's model represents a cornerstone for understanding the role religious values play in

formulating market controls and mechanisms for economic governance.

Page 3809

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

Prophet Muhammad’s (PBUH) Model of Economic Ethics

Prophet Muhammad (PBUH) presented a comprehensive model of economic ethics evident in regulating the

Medina market, prohibiting monopolization (Ihtikar), establishing the principle of "no harm or reciprocal harm,"

and encouraging truthfulness and trustworthiness in business dealings. This reform project created a practical

framework for organizing economic life. Importantly, the market was not left solely to the randomness of supply

and demand; it was subjected to legal and ethical controls that protected the rights of traders and mitigated

economic injustice. This aspect of the Prophetic biography reflects that building economic institutions was an

integral part of the Da'wah mission, not a secondary element.

From an analytical perspective, the Prophet Muhammad's model skillfully blends the establishment of economic

institutions—such as the organized market and the Hisbah (market oversight) system—with the inculcation of

personal values like honesty and integrity. This makes the Prophetic economic model closely align with an

"Institutional Value-Based Economy," where ethical and legislative rules maintain a balanced position. For this

reason, the research adopted this model to understand how to construct contemporary economic policies that

draw inspiration from the prophetic experience in combining justice, stability, and solidarity. These combined

models can be represented in Table 4 (implicitly referenced), which includes the following columns: Prophet,

Central Texts, Key Economic Domain, Mechanisms, and Expected Outcomes in terms of achieving Justice,

Stability, and Solidarity.

Table (4): Prophetic Economic Models – Core Texts, Main Economic Domains, Mechanisms, and Expected

Outcomes

Prophet

Central Texts

Main Economic Key Economic Expected

Outcomes

Domain

Mechanisms

(Justice – Stability –

Solidarity)

“Appoint me over the

storehouses of the land;

indeed, I am trustworthy

-

Long-term Justice:

equitable

Joseph

(Yusuf)

Crisis

management &

food security

planning

Strategic storage resilience

-

- distribution Stability:

during

crises

and

knowledgeable.”

Risk economic

(Qur’an 12:55) “You will

management

Solidarity:

ensuring

plant

for

seven

society’s needs during

consecutive

years…”

hardship

(Qur’an 12:47–49)

“Their affairs

conducted by mutual

are

-

Shura Justice: fair decision-

Moses

(Musa)

Participatory

governance

resource

(consultation) - making Stability: strong

Shared

responsibility - Solidarity: communal

Collective

resource

management

-

fraud

regulation

Market

&

consultation.”

(Qur’an

institutional governance

42:38) “I have control

only over myself and my

brother.” (Qur’an 5:25)

organization

involvement and support

“Give full measure and

weight, and do not deprive

people of their due.”

(Qur’an 7:85)

Preventing Justice: fair transactions

Shu‘ayb

Market

regulation

anti-corruption

ethics

-

Price Stability:

market

- integrity

Solidarity:

protection of vulnerable

groups from exploitation

monitoring

“Give full measure and

- Anti-monopoly Justice: fair pricing &

Prophet

Muhammad

(

ﷺ

)

Value-based

institutional

economy

(Hisbah, market

governance,

zakat)

weight

in

justice.”

regulation

Market

- honest trade Stability:

(Qur’an 6:152) Hadith:

“Whoever cheats us is not

one of us.” (Muslim)

social

&

economic

organization - cohesion

Solidarity:

Hisbah oversight zakat, charity, and waqf

system

Promotion

- systems

of

ethical economic

conduct

Page 3810

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

Table (4) demonstrates that the prophets presented diverse economic models that nevertheless rest upon a shared

foundation of justice, stability, and social solidarity. The mechanisms outlined further reveal that prophetic

economics is not an abstract theory, but a practical system that confronted real-world challenges—such as

resource scarcity, corruption, and inequality—and offered actionable solutions that can inform modern policy-

making.

Comprehensive Analysis of the Paradigms

Based on the preceding tables and analyses, the most significant analytical findings can be summarized as

follows: 1. Unity of the Value Framework with Diversity in Application Mechanisms: The Prophets shared core

principles—justice, solidarity, and wealth protection—but varied their implementation tools according to their

specific historical contexts. 2. Inseparability of Da'wah and Economics: No prophetic experience separates

doctrinal reform from financial reform. 3. Contemporary Applicability of the Models in areas such as crisis

management, financial governance, market regulation, and social justice policies. 4. Potential for Constructing

a Contemporary Normative Model based on these experiences to evaluate modern economic systems from a

Da'wah-value perspective.

ANALYSIS AND DISCUSSION

Integrated Analysis of Da'wah and Wealth

This section provides an integrated reading of the findings in light of the theoretical framework and prior studies.

The aim is to demonstrate how the Da'wah dimension is merged with economic values into a single model that

is theoretically and practically beneficial. The analysis does not merely confirm the correlation between Da'wah

and economics in the prophetic experiences; it extends to discussing the potential and challenges of actualizing

this model in contemporary reality, thus supporting the study’s main objectives and core questions (Abdulaziz,

2024; Hassan & Khan, 2024).

Economics as a Tool for Da'wah

Sacred texts and contemporary studies show that the Prophets used economic tools as part of their missionary

project. Prohibiting corruption on earth, commanding justice, and regulating the market are all practical entry

points for instilling faith: "And do not cause corruption upon the earth after its reformation" (7:56). Furthermore,

the Hadith: "Whoever invites others to guidance will have a reward like that of those who follow him" (Muslim),

extends to inviting reform in spending patterns, trade, and wealth management. Analytically, this suggests that

economic behavior can be an effective means of Da'wah, especially when values like justice and transparency

are translated into tangible financial practices. This directly answers the first research question: What is the

nature of the economic presence in the Prophets' message?

Da'wah as a Regulator of Economic Behavior

Da'wah functions as a normative framework that regulates economic decisions. The command for responsible

spending and the prohibition of usury (Riba), fraud, and exploitation set clear boundaries for the market: "O you

who have believed, spend from that which We have provided for you..." (2:254), and the Hadith about the

truthful, trustworthy merchant being with the Prophets. Analytically, this clarifies that Da'wah is not a discourse

parallel to economics; it is a governing authority that defines what is acceptable and unacceptable in economic

practice. This serves the second study objective: clarifying the integrated relationship between Da'wah and

wealth management.

The Impact of Faith-Based Education on Financial Decision-Making

The texts indicate that firm faith results in balanced financial behavior, respecting both the rights of God and the

rights of people simultaneously: "The believers are only those who, when Allah is mentioned, their hearts

become fearful..." (8:2). Analytically, this education translates into more responsible financial decisions

(avoiding unnecessary debt, caring for the poor, choosing permissible investments). This supports the third and

Page 3811

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

fourth objectives: exploring the economic principles for establishing justice and building an analytical

framework that unites economics with Da'wah.

Integration of Da'wah and Economics in Facing Contemporary Challenges

The analysis suggests that integrating Da'wah with economic values can effectively address modern-day

challenges such as poverty, financial corruption, and inequality. Recent studies point out that the experiences of

Prophets like Joseph, Moses, and Shu'ayb provide practical paradigms for managing financial crises and

distributing resources efficiently and justly (Abdulaziz, 2024; Chapra, 2017). This substantiates the fifth study

objective and answers the fifth research question: "What is the potential for benefiting from the prophetic

experiences in today's reality?".

The Proposed Integrated Analytical Model

An integrated model linking Da'wah and economic values can be formulated based on three interacting

components:

The Da'wah Component • Instilling the values of justice, trustworthiness, solidarity, and moderation in

consumption. • Directing religious discourse to encompass issues of poverty, financial corruption, debt, and

irresponsible spending. • Building societal awareness that economic transactions are an integral part of worship,

not an ethically "neutral" area (Hassan & Khan, 2024).

The Economic Component and its Implementation Mechanisms To prevent the model from remaining purely

theoretical, its activation is proposed through practical mechanisms at the individual, institutional, and state

levels: 1. Zakat and Endowment (Waqf) Institutions: Developing effective governance structures for Zakat

and endowments, directly linking them to anti-poverty programs and human capital building. 2. Ethical

Standards in Islamic Banks: Tying financing products to criteria of transparency and risk-sharing, avoiding

mere contractual form without the spirit of justice (Abdulaziz, 2024). 3. Legislation and Market Oversight:

Enacting regulations to prevent monopoly, fraud, and price manipulation, inspired by the Prophetic Hisbah

model, while modernizing oversight tools (technical and digital). 4. Education and Financial Empowerment:

Integrating the principles of Prophetic economics into curricula and financial literacy programs for individuals

and families. These mechanisms render the model actionable, not merely a theoretical framework.

Interaction Between the Two Components in Contemporary Reality Practical interaction manifests when: •

The discourse of preachers and educators shifts to address issues of debt, over-consumption, usury, and bribery

in a realistic language. • Islamic financial institutions genuinely commit to governance and transparency

standards, offering a distinct model from conventional banks, rather than a "veiled copy." • Social support,

taxation, and public spending policies are linked to the objectives (Maqasid) of Sharia concerning wealth

preservation and justice.

Expected Outcomes of the Model If the model is implemented with a reasonable degree of earnestness, it can

contribute to: 1. Achieving economic and social justice through the integration of Da'wah and financial

management. 2. Disseminating values of economic ethics in society inspired by the Qur'an and Sunnah. 3.

Realizing sustainable development through prudent resource management. 4. Empowering individuals and

communities to make responsible financial decisions committed to faith-based values. 5. Creating an

environment that fosters social solidarity (Takāful) and economic benevolence (Ihsan), thereby reducing poverty

and financial corruption.

Practical Challenges in Applying the Prophetic Model Today

Despite the clarity of the Prophetic principles, their application in the modern era faces a set of practical

challenges, the most prominent being:

1. Dominance of the Global Capitalist Structure: The global economy is based on interest rates and highly

speculative financial markets, making it difficult to implement a model centered on profit-and-loss sharing.

Page 3812

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

2. Legal and Regulatory Environment: Many Muslim-majority countries operate under positive laws that do

not prioritize mechanisms like Zakat, Waqf (endowment), and permissible profit.

3. Gap Between Rhetoric and Practice: Slogans of "Islamic Economics" are often championed, yet successful

applied models are scarce or remain confined to limited spheres.

4. Weak Societal Awareness: The prevalence of fast consumerism, excessive borrowing, and the pursuit of

quick profit clashes with the values of contentment, solidarity, and gradualism. Analytically:

These challenges do not invalidate the Prophetic model's relevance. They indicate that its activation requires

long-term institutional and educational reform, going beyond mere partial adjustments in some banking products.

Tensions Between Prophetic Principles and Current Economic Systems

It is crucial to acknowledge a genuine tension between:

1. The logic of short-term profit maximization in the capitalist economy versus the logic of achieving justice

and sustainability in the prophetic economy.

2. The acceptance of interest (Riba) as a fundamental tool in modern finance versus the prohibition of Riba and

the proposition of alternatives based on real trade and partnership.

3. The consumerist tendency fueled by advertising and consumer credit versus the values of moderation and

responsible spending in the sacred texts.

4. The centrality of the modern state in economics versus the critical role of society and intermediary

institutions (Waqf, Zakat, civic solidarity) in the prophetic model. Scientifically, these tensions necessitate

moving beyond simply presenting the prophetic model as an ideal alternative. Instead, the focus must be on

seeking intermediate and gradual formulas that integrate the requirements of reality with the dictates of the texts,

such as: a transitional phase, experimental sectors, or pilot projects in specific fields.

Discussion of Criticisms Directed at Islamic Economics and Counterarguments

The concept of "Islamic Economics" is subject to several criticisms, the most important being:

1. The Idealistic/Utopian Nature: It is argued that the Prophetic model is "idealistic" and not applicable in a

complex global economy.

Response: The Prophetic experience in the Medina market and Joseph’s crisis management were realistic

applications within their own complex contexts. The challenge today lies in adapting the principles, not

replicating the exact forms.

2. Practical Convergence with Capitalism: Some researchers criticize Islamic banks for their close practical

resemblance to the interest-based model.

Response: This critique is often aimed at the institutional applications, not the concept itself. Hence, the

importance of genuine, not merely nominal, governance, transparency, and Sharia oversight (Abdulaziz, 2024).

3. Lack of Empirical Evidence for Islamic Economics' Superiority:

Response: The field still requires more field-based and quantitative studies to measure the impact of applying

prophetic principles in reducing poverty or improving financial stability. This is suggested as part of the future

research outlook.

4. The Universality Issue: The question is raised: Can a revelation-based model serve as a basis for legislation

in multi-faith societies?

Page 3813

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

Response: Many prophetic principles—like justice, transparency, and preventing monopoly—have a universal

human character that can be adopted even within a secular legal framework, leaving contractual details to the

sphere of faith. Through this, the discussion addresses the criticisms not with emotional defense, but with an

objective analysis that distinguishes between the idea and the application, and between objectives and means.

CONCLUSION

Key Findings

The study reached several important findings reflecting the integrated relationship between Da'wah and

economics in the Prophets' messages.

Firstly, it demonstrated that Da'wah is not confined to the spiritual aspect; it encompasses social and economic

dimensions, aiming to reform individual and collective behavior to achieve justice and welfare. The Qur'an

clarifies the Prophets' function in guidance and in financial and social reform: "And We did not send any

messenger except to be obeyed by permission of Allah" (4:64).

Secondly, the study showed that the economic principles in the Qur'an and Sunnah are integrated with Da'wah

values, such as justice, truthfulness, solidarity, and the protection of public and private property. The prophetic

experiences of Joseph, Moses, and Shu'ayb stood out as practical models for resource management and rational

spending. Thirdly, the analysis found that faith-based values are closely linked to economic behavior.

Commitment to Ihsan (benevolence), Zakat, and spending in the way of Allah strengthens social solidarity and

mitigates poverty and financial corruption. The Hadith: "The best of people are those who are most beneficial to

people," confirms this.

Finally, the study demonstrated that integrating Da'wah with economic values can form an effective integrated

model for addressing contemporary challenges, leading to sustainable development and economic and social

justice in modern societies.

RECOMMENDATIONS

Based on the derived findings, the study recommends the following:

1. Strengthening the integration of Da'wah and economic values in contemporary Islamic discourse, by

designing educational and training programs that merge faith-based education with financial management.

2. Adopting the prophetic experiences as practical models in economic and social policies, such as resource

management, consultation (Shura), and market regulation, to achieve justice and solidarity.

3. Developing legislative and regulatory frameworks inspired by Qur'anic and Prophetic principles to ensure

the protection of public and private wealth and combat financial corruption.

4. Disseminating community awareness of ethical economic values and encouraging individuals to adopt

responsible financial behaviors linked to justice and solidarity.

5. Encouraging applied scientific research that connects Da'wah and economics to offer innovative solutions

to contemporary economic and social challenges.

7.3 Suggestions for Future Research

The study's findings point to several potential areas for future research:

1. Investigating the impact of the integration between Da'wah and economic values on poverty and sustainable

development in modern Islamic societies.

Page 3814

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

2. Analyzing the prophetic economic models within the context of modern markets, including investment,

Islamic banking, and fair trade.

3. Developing educational programs and training courses that link Da'wah and financial management, along with

evaluating their effect on the behaviors of individuals and groups.

4. Assessing the effectiveness of Da'wah values in regulating the contemporary digital and financial economy,

including digital currencies and online platforms.

5. Conducting comparative studies between contemporary economic systems and the economic principles in the

Revelation to propose actionable strategies for economic and social policy.

These suggestions underscore the necessity of continuous research in linking Da'wah with economic values to

ensure the sustainability of social and financial development and to realize a just and balanced society inspired

by the Holy Qur'an and the Prophetic Sunnah.

REFERENCES

1. Abdulaziz, H. Z. (2024). Islamic wealth management: State-of-the-art analysis. IIUM Institutional

Repository. https://irep.iium.edu.my/114986/1/114986_Islamic%20wealth%20management.pdf

2. Adam, F. (2018). Prophetic finance and economics. IslamicPortal. https://islamicportal.co.uk/wp-

content/uploads/2018/01/Prophetic-Finance-and-Economics-Mufti-Faraz-Adam.pdf

3. Adam, F. (2023). Prophetic finance: An exploration of the economic policies and financial systems of the

Prophet Muhammad (PBUH) era. Journal of Islamic Economics, Banking and Finance, 19(3), 45–62.

4. Ahmad, N., & Hanapi, M. S. (2018). Maqasid al-Syariah thought in mainstream Islamic economics: A

review. International Journal of Academic Research in Business and Social Sciences, 8(4), 626–636.

https://doi.org/10.6007/IJARBSS/v8-i4/4038

5. Al-Awsi, R. A. (2024). Economic dimensions of justice and equity in the Quranic narratives of Prophet

Shu’aib (AS). International Journal of Islamic Economics and Finance Studies, 10(1), 112–130.

6. Al-Faruqi, I. R. (2018). The economic mission of the prophets: A unified view of wealth and worship.

American Journal of Islamic Social Sciences, 35(4), 1–25.

7. Azzam, H. A. (2024). Towards a Maqasid al-Shariah index of socio-economic development. SMART

Insight.

8. Busari, S. (2024). Islamic wealth management towards sustainable development: A prophetic economics

approach.

https://doi.org/10.24191/jeeir.v12i2.889

9. Chapra, M. U. (1992). Islam and the economic challenge. The Islamic Foundation & IIIT.

Journal

of

Emerging

Economies

and

Islamic

Research,

12(2).

10. Chapra, M. U. (2017). The role of prophets in establishing an equitable economic system. Review of

Islamic Economics, 21(2), 5–34.

11. Hadi, M. (2024). Islamic wealth management: Empowerment of inherited assets from a prophetic

perspective. Al-Ulum Journal of Religious Studies, 24(1), 45–65. https://doi.org/10.30603/au.v24i1.6317

12. Hassan, M. K., & Khan, S. (2024). Integrating economic theology with prophetic teachings on wealth

management. Journal of Financial Economics and Policy, 16(2), 201–218.

13. Ismail, F. H. (2022). Analysis from Prophet Yusuf: Disaster risk preparation & food security. In

Proceedings of the 1st International Conference on Islamic Economic, Finance, and Business. Atlantis

Press. https://www.atlantis-press.com/article/125976417.pdf

14. Khan, M. A. (2023). Economic theology of Islam: Prophetic teachings and contemporary challenges.

Journal of Economic Cooperation and Development, 44(1), 199–220.

15. Osman, A. (2022). Maqasid al-Shariah in economic development: A framework based on prophetic

missions. Millah, 21(1), 87–108.

16. Rahman, S. (2023). The concept of barakah in prophetic economics and its role in sustainable

development. Islamic Economic Studies, 31(1), 101–120.

17. Talib, M. N. (2023). Prophetic emphasis on labour rights and fair wage: An economic and social justice

perspective. International Journal of Islamic Business and Economics, 7(1), 90–110.

Page 3815

ww w .rsisinternational.org

INTERNATIONAL JOURNAL OF RESEARCH AND INNOVATION IN SOCIAL SCIENCE (IJRISS)

ISSN No. 2454-6186 | DOI: 10.47772/IJRISS | Volume IX Issue XI November 2025

18. Uzair, M. (2021). Integrating prophetic economic philosophy into contemporary Islamic wealth

management. Journal of Finance and Islamic Banking, 5(2), 115–135.

Page 3816

ww w .rsisinternational.org