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Women’s Economic Roles in Islam: Principles and Perspectives
Zuraidah Kamaruddin
1
*, Mohamed Farid Ali al-Fijawi
2
, Ariyanti Mustapha
3
, Sueraya Che Haron
4
1
Abdulhamid Abusulayman Kulliyyah of Islamic Revealed Knowledge and Human Sciences,
International Islamic University Malaysia (IIUM), Malaysia.
2
Ulul Albab Islamic Institute New Zealand, New Zealand
3
Academy of Islamic Studies, University Malaya (UM), Kuala Lumpur, Malaysia.
4
Kulliyyah of Education, International Islamic University Malaysia (IIUM), Malaysia.
*Corresponding Author
DOI: https://dx.doi.org/10.47772/IJRISS.2025.91100368
Received: 26 November 2025; Accepted: 02 December 2025; Published: 11 December 2025
ABSTRACT
This study examines the economic roles of women in Islam by analysing religious principles, historical accounts,
and ethical guidelines that shape women’s contribution to economic life. Employing a qualitative approach, this
study aims to analyse women’s economic roles from an Islamic perspective and to understand how Islamic
teachings establish a framework for women’s participation in economic activities while upholding religious
values. The findings demonstrate that Islamic teachings provide a balanced and comprehensive framework that
recognises women’s capacity to contribute to economic development while preserving ethical and social order.
Women’s economic roles in Islam are supported by both religious principles and historical precedent, reflecting
a holistic worldview that integrates economic activities with moral and spiritual values. The study also reveals
that women possess the right to pursue various economic activities according to their natural disposition,
circumstances, capabilities, and interests, as long as these activities conform to Islamic guidelines. Furthermore,
Islam offers a comprehensive set of ethical principles through Shariah to regulate human behaviour, including
conduct within the economic domain. Overall, the study highlights that Islam affirms women’s roles within
economic life in a manner that upholds dignity, ethical responsibility, and social stability, demonstrating the
religion’s cohesive and principled approach to women’s contributions within society.
Keywords: Women, Economic Roles, Guidelines, Islamic Perspectives
INTRODUCTION
Some perceive Islam as a religion that oppresses women, denies them freedom, and restricts their participation
in social activities. However, a closer examination of Islamic history reveals that the question of gender
discrimination has never arisen in the context of Islamic teachings, as both men and women are granted their
respective rights and responsibilities. In fact, the advent of Islam uplifted the status of women and restored their
dignity, rescuing them from the injustices of the Jāhiliyyah (Ignorance) era, during which female infants were
denied the right to live and women were deprived of social and legal recognition. Islam, from its very inception,
has upheld the dignity and rights of women, granting them recognition and protection. Clearly, Islam designates
men as the protectors and maintainers of women, emphasizing benevolence and justice in their treatment. Any
form of violence, coercion, or oppression against women is strictly prohibited, as such acts contradict the ethical
and moral framework enshrined in Islamic teachings (Jabatan Kemajuan Islam Malaysia 2015).
In line with Islam’s broader commitment to justice and human dignity, these principles also manifest in the sphere
of economic rights. Islam has long affirmed women’s economic rights, including the right to own property and
engage in trade. Nevertheless, misconceptions continue to portray Muslim women as economically marginalized
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and lacking financial autonomy. Such views overlook the fact that Islamic teachings, from the outset, have
recognized women as independent legal persons with the authority to acquire, manage, and dispose of wealth.
Abul A‘lā Mawdūdī (1960) underscores that Islam granted women rights of ownership and inheritance at a time
when such recognition was absent in many other civilizations, while Yūsuf al-Qaraḍāwī (2001) highlights that
these rights constitute an integral component of the Shariah. Hence, it is necessary to revisit their historical basis,
clarify the Shariah principles underpinning them, and reaffirm their enduring relevance in addressing
misconceptions.
These misconceptions, however, are not confined to economic rights alone but also extend to women’s broader
status in Islam. Indeed, Islam upholds both men and women as possessing equal spiritual status and access to
education. Their eligibility for the highest spiritual rewards, such as attaining Paradise and closeness to Allah, is
determined solely by piety and devotion, not by physical appearance, wealth, or social status (Ridley 2016).
Muslim women were neither marginalised nor restricted; instead, they participated in public life and exercised
considerable influence within Islamic society (Ridley, 2016). Although men generally possess greater physical
strength than women, Muslim scholars do not interpret this biological difference as a basis for male superiority.
In Islamic thought, both spouses occupy complementary roles: the wife manages the internal affairs of the
household, while the husband fulfils his responsibility as the external provider (Khan, 1995). The duties of
childbearing, breastfeeding, and childcare entrusted to women require substantial mental, physical, and emotional
resilience. Correspondingly, in supporting his wife’s maternal responsibilities, the husband undertakes the roles
of provider and protector. Within the broader Islamic social framework, the responsibilities assigned to both men
and women are regarded as important and mutually reinforcing.
Dr. Yusuf al-Qaradhawi asserts that a woman’s foremost vocation is the nurturing and education of the next
generation, a responsibility divinely entrusted by Allah and aligned with her natural physical and psychological
disposition. Nevertheless, this emphasis within Islamic teaching does not equate to a prohibition against women
participating in employment outside the home (Pejabat Mufti Wilayah Persekutuan, 2019). Women are also
permitted to undertake broader roles within society, provided that such engagements remain consistent with the
ethical and legal parameters of Islamic principles (Umri, 2008).
WOMEN’S PARTICIPATION IN ECONOMIC ACTIVITIES IN ISLAM
The Quran clearly recognises women’s right to own property:
Translation: "For men there is a share in what their parents and close relatives leave, and for women there is a
share in what their parents and close relatives leavewhether it is little or much. These are obligatory shares"
(Quran 4:7).
There are also numerous examples from the Sunnah, which illustrate the active participation of women in
economic activities during the time of the Prophet (peace be upon him). If we take a sneak peek in the time of
the Prophet (peace be upon him), we will find examples of working female companions. They mostly went out
to market or their farms to take care of their essentials. Even in the case of ‘iddah (post-divorce or post death
waiting period), the Prophet (peace be upon him) permitted a female companion to go out of her house out of
necessity. In Sunan Ibn Mājah, Jābir ibn ʿAbd Allāh gives the account of his aunt that
Translation: ‘My maternal aunt was divorced, and she wanted to collect the harvest from her date-palm trees. A
man rebuked her for going out to the trees. She went to the Prophet (), who said: No, go and collect the harvest
from your trees, for perhaps you will give some in charity or do a good deed with it.’”
(Sunan Ibnjah, Kitāb al-Talāq, no. 2034; Doi 1990, 149)
Similarly, Translation: ‘Umar ibn al-Khaṭṭāb stopped and criticised Saudah for going out of her house after the
verses of hijāb were revealed. She told the Prophet what had happened and the Prophet said, “Undoubtedly Allah
has permitted you to go out to fulfil your needs.”
(Ṣaḥīḥ al-Bukhārī, Kitāb Tafsīr Sūrat al-Aḥzāb, no. 4795)
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Furthermore, the example of ʿAbd Allāh ibn Masʿūd (Raḍiya Allāhu ʿanhu), a close companion of the Prophet
(peace be upon him), who did not oppose his wife’s engagement in productive work, further reinforces the
permissibility of women’s participation in economic activities. In this regard, Ibn Sa‘d reported that once Rayah
binti ʿAbd Allāh the wife of the famous companion, ʿAbd Allāh ibn Masʿūd complained to the Prophet about
their stringent income generated only from her handicraft works.
Translation: She said, She was the wife of ʿAbd Allāh ibn Masʿūd and mother of his child. She was a
craftswoman. She said, “Messenger of Allah, I am a woman with work which I sell and neither me nor my
husband nor child have anything.” She asked him about maintenance for them and he said, “You will have a
reward for what you spend on them.””
(Aisha Bewley 2015, vol. 8, 202)
In line with this, Islam does not prohibit women from pursuing professions that align with their skills and
capabilities. Like men, women are granted the right to earn income, own property, and attain financial
independence. Moreover, women possess complete autonomy over their wealth and assets, granting them the
unrestricted authority to manage and utilize their property without external influence or interference (Kounsar
2017, 42).
Indeed, historical records from Islamic sources illustrate that, beyond their domestic duties, Muslim women have
participated in economic activities, adapting to societal and personal circumstances (Umri, 2008). They are also
entitled to independently acquire, trade, and engage in financial transactions, reinforcing their economic
autonomy (Al-Sheha, n.d.). This framework underscores the extensive financial rights granted to women,
allowing them to manage their assets and make meaningful contributions to economic life in accordance with
Islamic law.
Islam clearly upholds women’s rights to engage in business and economic activities (Kounsar, 2017). Historical
records from the time of the Prophet Muhammad (PBUH) show that many Muslim women engaged in business,
and the Prophet placed no prohibition on their participation. (Tehreem & Aqsa, 2022).
Throughout Islamic history, women have played diverse and significant roles across economic and social
domains. Khadījah bint Khuwaylid, the Prophet’s wife, participated in trade, setting a precedent for female
economic engagement (Cevherli, 2022). Similarly, Umm al-Mundhir bint al-Qays, prominent in the date trade,
and Asmāʾ bint Makhmah, involved in the perfume industry, were influential figures within Medina’s
commercial sphere (Ali, 2014). Another notable entrepreneur, al-Ḥawʾ, specialised in the sale of ʿir oil (Nazim,
Sham, & Hamjah, 2012). In agriculture, Asmāʾ bint Abī Bakr, spouse of Zubayr ibn al-ʿAwwām, exemplified
women’s contributions to sustaining both domestic and agrarian economies during the early Islamic period (Ali,
2014). In artisanal production, Zaynab bint Abī Muʿāwiyah, wife of ʿAbdullāh ibn Masʿūd, manufactured and
sold handmade goods to support her household (Tehreem & Aqsa, 2022). Women also held administrative
responsibilities; for instance, al-Shifāʾ bint ʿAbdullāh was appointed as the market supervisor in Medina,
overseeing commercial activities and ensuring adherence to ethical standards (Ridley, 2016). In healthcare,
Rufaydah al-Aslamiyyah, acknowledged as the first female nurse and surgeon, played a pioneering role in
medical care provision (Tehreem & Aqsa, 2022). These examples demonstrate that women throughout Islamic
history participated in a wide range of economic sectors, encompassing commerce, agriculture, administration,
artisanal production, and healthcare.
Regardless of the era, Muslim women continue to make significant contributions to the economy. The rapid
advancement of technology, along with a wide range of employment and economic opportunities, has not
hindered Muslim women from making significant contributions to the economy. They are permitted to work in
various fields, provided their work aligns with Shariah principles and they uphold the proper conduct and
etiquettes expected of them. (Adawiyah Ismail and Salasiah Hanin Hamjah 2012).
Building upon this historical and religious foundation, to this day, numerous Muslim women continue to
contribute to the economy, and the rapid advancement of technology has further expanded opportunities for their
economic participation. Technological progress has delivered substantial benefits across multiple sectors of
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society. For example, the development of artificial intelligence has transformed online business into an efficient,
accessible, and flexible platform for commercial transactions. As network connectivity continues to increase,
social capital among users has grown, establishing digital business platforms as a viable channel for womens
economic participation (Omar et al., 2017). Such platforms enable women to cultivate their entrepreneurial skills
and participate meaningfully in the digital economy (Hakimi et al., 2024). Participation in entrepreneurial
activities provides women with opportunities to generate income, create employment, and contribute to national
economic growth, while also presenting unique challenges (Nor Aini, 2003). Muslim women have likewise not
been excluded from taking advantage of these opportunities.
Hence, women possess the right to pursue any occupation or business in accordance with their individual
circumstances, abilities, and personal inclinations. They may seek employment, engage in trade, industry, or
agriculture, and manage or oversee the enterprises they own or invest in. Moreover, they have the capacity to
create new opportunities for themselves (Umri, 2008), thereby contributing to both economic and social
development.
WORK AS ʻIBĀDAH (WORSHIP)
Islam establishes comprehensive guidelines through shariah to regulate every aspect of human actions and labor,
ensuring the well-being of individuals and society. A distinctive feature of Islamic shariah is its recognition of
any righteous action performed with the sincere intention of seeking Allah’s pleasure as an act of ʻibādah
(worship), for which divine reward is granted. So, the concept of ʻibādah (worship) in Islam is wide and not
limited to prayers, giving alms, and fasting only, as it encompasses not only these ritual acts but also extends to
ethical conduct and lawful labor. Any virtuous act or profession undertaken with the intention of pleasing Allah,
earning ḥalāl (lawful) sustenance, and avoiding prohibited activities is regarded as ʻibādah (worship), thereby
meriting divine recompense (Badr, 2025).
Any ḥarām (unlawful) work cannot be considered a form of worship. Consequently, one should avoid
involvement in any occupation that leads to defamation, oppression, prostitution, gambling, sorcery, fraud,
immoral conduct, or any actions classified as sinful, as such activities are ḥarām (unlawful) and must be avoided.
A fundamental principle of Shariah dictates that any action that directly or indirectly results in ḥarām (unlawful)
outcomes is itself deemed ḥarām (unlawful) (Hashim Kamali, 2010, p. 118).
Thus, when women as well as men, engage in ḥalāl (lawful) earnings through contributions across diverse fields
with the sincere intention of seeking Allah’s pleasure, their efforts are regarded as a form of ʻibādah (worship)
(Ismail & Hamjah, 2012).
PRESERVING DIGNITY AND ETHICAL CONDUCT
Ibn Qayyim al-Jawziyya maintains that women are allowed to participate in a variety of occupations, provided
that their professional activities are consistent with their natural disposition and comply with Islamic legal
principles. He further emphasizes that such endeavors must neither contravene Islamic law nor inflict harm upon
themselves or others (Ismail & Hamjah, 2012). Central to Islamic guidance is the principle of modesty,
particularly in the context of women’s economic participation. Observing modesty ensures that women’s
engagement in economic activities adheres to Islamic norms, thereby safeguarding both personal dignity and
broader societal values (Syed, 2010).
Islamic teachings highlight the significance of modesty for Muslim women, particularly in economic
participation, and instruct women to dress modestly, drawing their veils over their chests to safeguard their dignity
and privacy while engaging in public activities. This directive underscores the importance of upholding modesty
and propriety in all aspects of life, ensuring respect, dignity, and moral integrity within society. By observing
modesty in professional and economic activities, Muslim women can contribute meaningfully to their families
and communities while remaining aligned with Islamic ethical principles (Syed, 2010).
It is essential that women’s engagement in employment is conducted in a manner that safeguards their reputation
and preserves family integrity. Professional activities should be structured to avoid exposing women to societal
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criticism or compromising their familial responsibilities, thereby maintaining both personal dignity and
household cohesion. Research indicates that the participation of married women in the workforce has steadily
increased over the past three decades and continues to rise. Consequently, while women’s economic contributions
can enhance familial financial stability, such involvement must be carefully balanced to uphold individual honor
and ensure the continued stability of the family unit (Nurhadi, 2019).
Women represent a vital source of human capital, and their active engagement can significantly enhance
productivity across multiple sectors of society. Participation in areas such as social welfare, public administration,
manufacturing, and commerce allows women to contribute meaningfully to societal development, provided these
roles are consistent with their skills and natural disposition. Nevertheless, it is crucial that such engagement
complies with Shariah guidelines, ensuring that professional activities are conducted within the ethical and legal
boundaries prescribed by Islamic principles (Kerajaan Negeri Kelantan, n.d.).
Yusuf al-Qaradawi emphasizes that women’s participation in employment is permissible under Islamic
principles, provided specific conditions are observed. Primarily, the chosen occupation must comply with Shariah
law and uphold the ethical standards prescribed for Muslim women. Moreover, professional engagement should
not interfere with a woman’s primary familial responsibilities. When employed outside the home, women are
expected to preserve their dignity by observing appropriate conduct, morals, and public decorum. Their work
should also be consistent with their natural disposition and avoid unrestricted interaction with men (Ismail &
Hamjah, 2012).
According to Islamic jurisprudence, women’s participation in employment is governed by specific conditions to
ensure conformity with Shariah principles. Unmarried women are required to obtain consent from their fathers,
whereas married women must seek their husbands’ approval before engaging in professional activities. The
selected occupation must be lawful, avoiding involvement in prohibited activities and ensuring it does not
adversely affect their personal or social well-being. Additionally, professional engagements should not hinder a
woman’s ability to fulfill her religious duties or household responsibilities. Employment must also be conducted
in a manner that prevents exposure to slander or reputational harm. Compliance with these guidelines ensures
that women’s workforce participation remains aligned with the ethical and legal frameworks prescribed by
Islamic principles (Ismail & Hamjah, 2012).
Meanwhile, any Muslim woman who wishes to engage in online business must adhere to Islamic principles while
conducting business in an ethical manner. Islam strongly advocates for economic activities that preserve self-
motivation and intellectual development, as engaging in e-commerce requires acquiring knowledge, developing
self-confidence, enhancing communication skills, and upholding ethical values such as trustworthiness when
dealing with diverse customers.
If Muslim women wish to engage in online business, they must understand ethical conduct on social media by
adhering to guidelines rooted in Islamic principles. Conducting business in the digital sphere requires women to
uphold Islamic ethical standards to safeguard themselves from unethical behavior that could tarnish their
reputation. Islamic teaching emphasizes the preservation of life by protecting individuals from harm, such as
negative online comments, defamation, body shaming, and public criticism of their products and marketing
strategies.
In this regard, adherence to Islamic regulations, particularly in maintaining modesty in behavior, dress, and
speech, is essential for preserving the dignity of women in e-commerce. Observing Islamic dress codes not only
fulfills religious obligations but also acts as a safeguard against sexism and unethical interactions on social media,
specifically in preserving the self and progeny, by mitigating the social repercussions of negative online
interactions, such as public scrutiny and criticism, which may strain family relationships.
Simultaneously, the ethical principle of trustworthiness in online business must be upheld, as it directly influences
product quality, customer expectations, and demand sustainability. Islam places significant emphasis on
trustworthiness in business transactions, as it is integral to ethical commerce in protecting individuals and family
institutions from the adverse effects of unethical practices. Maintaining trustworthiness ensures that business
dealings are conducted with integrity, thereby fostering long-term customer relationships and sustainable
economic growth.
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CONCLUSION
While women are entrusted with the esteemed responsibilities of childbearing and nurturing, their roles extend
beyond these duties. They hold significance in various spheres of life, provided their activities align with their
natural dispositions and adhere to Islamic teachings. Islamic principles delineate the fundamental rights and
responsibilities of both men and women, contributing to the holistic development of society. (Ridley, 2015).
Beyond their traditional roles as wives, mothers, and sisters, women play a pivotal role in economic development
(Abd Rahman et al., 2017).
The overall analysis shows that Islamic teachings provide a balanced and comprehensive framework for
understanding the economic roles of women. Historical evidence demonstrates that women contributed
meaningfully to various sectors such as trade, agriculture, artisanal work, administration, and healthcare. Well-
known figures including Khadijah bint Khuwaylid, al-Shifa, Umm al-Mundhir, Asma bint Abi Bakr, and
Rufaydah al-Aslamiyyah illustrate that women played significant roles in economy and community development.
Islam affirms women’s financial autonomy, recognising their right to own property, manage wealth, and pursue
lawful economic activities in accordance with their circumstances, abilities, and natural disposition. Central to
this framework is the principle that work undertaken with sincere intention and in compliance with Shariah is
considered an act of ʿibādah (worship). This perspective elevates economic activity beyond its material function,
integrating spiritual, moral, and social dimensions.
At the same time, Islam establishes ethical and legal guidelines to ensure that economic engagement does not
compromise dignity, family stability, or moral integrity. These guidelines include maintaining modesty,
observing proper conduct, avoiding unlawful employment, safeguarding personal honour, and ensuring that work
does not impede essential family responsibilities. Such principles are not restrictions but safeguards that protect
women and society from harm while preserving social harmony.
In conclusion, Islamic teachings recognise the value and capability of women in contributing to economic life,
while providing a principled structure that upholds justice, dignity, and ethical responsibility. Women’s economic
roles in Islam therefore reflect a holistic worldview in which economic participation, moral conduct, and spiritual
purpose function together to support individual well-being and societal development.
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