Assessing the Prospects of Community Based Health Insurance Scheme (CBHIS) in Sokoto State

International Journal of Research and Scientific Innovation (IJRSI) | Volume VI, Issue V, May 2019 | ISSN 2321–2705

Classroom Assessing the Prospects of Community Based Health Insurance Scheme (CBHIS) in Sokoto State

Garba I Tanko, Nasiru Abdulsalam Kaoje & Fasasi Jamaludeen Adewale

Usmanu Danfodiyo University Sokoto, Sokoto State, Nigeria

Abstract: – Community based health Insurance scheme also known as Community contributory health Scheme in Sokoto State is a veritable instrument that has been used to tackle the health related problems arising from the rural areas. It is a mechanism that is been employed the world all over in the pursuit of Universal Health Coverage (UHC). The paper examined the prospects of Community based health Insurance scheme (CBHIS) in Sokoto state. The paper finds out that Community based health Insurance scheme (CBHIS) since its inception in Sokoto State has been accepted. Result shows that Community based health Insurance scheme can help to bridge the gap between urban and rural areas in terms of access and provision of health facilities. Community based health Insurance scheme (CBHIS) can help in addressing the issues of prevalence and outbreak of diseases such as Malaria, Cholera, dysentery , meninighitis, Chicken pox e.t.c. and other related health problems. Community based health Insurance scheme in Sokoto also serve as a Social programme whereby community members actively participate to proffer solutions to matters that affect them.

Keywords: Community based health Insurance scheme, Universal Health Coverage, Out of pocket payment.

I. INTRODUCTION

‘‘Health is wealth’’ the popular saying goes, impliedly the mechanism or tool of attaining health should be paramount and not undermined. The World Bank Report July 2007 states: “Good health and sound health system have been recognized as major inseparable contributions to economic growth. On that note one of the mechanisms being employed to achieve a healthy Society is Health Insurance. The mechanism is deployed as a means for achieving Universal Health Coverage. Health is a significant form of social capital, and there exist a substantial agreement in the literature on the relationship between health and economic growth through relationship between capability and need. Health insurance is not for its own sake, but for enabling an insured Person to need health care services when in need. Health insurance is of little value if the supply position is light. The state could take on an active part in matching up the provision of health Services (Tanko et al, 2015).

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