Digital Transformation, Business Systems Innovation, and Sustainable Economic Growth: A Review of Theory, Practice, and National Interest Implications - 2025

Digital transformation has become a major driver of competitiveness, efficiency, and sustainable economic growth across industries and national economies. This review paper examines the evolution of digital transformation and business systems innovation, with emphasis on the roles of business analysis, agile methodologies, data-driven decision-making, and enterprise system modernization. Drawing from existing literature and industry practices in telecommunications, fintech, and service sectors, the paper explores how technology-enabled solutions enhance organizational performance, promote financial inclusion, and support digital governance. Furthermore, the review discusses the importance of digital transformation to national economic interests in strengthening technological competitiveness and expanding the digital economy. Therefore, by incorporating theoretical frameworks and practical insights, this paper highlights success factors, challenges, and future directions for organizations and policymakers seeking to leverage digital transformation for inclusive and sustainable development.

Digital transformation, business systems, agile methodology, fintech, telecommunications, financial inclusion, digital economy, sustainable growth

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