Financial Inclusion in the Last Decade: A Systematic Literature Review
Authors
Lagos Business School, Pan-Atlantic University, Lagos State (Nigeria)
Article Information
DOI: 10.47772/IJRISS.2025.910000799
Subject Category: Finance and Management
Volume/Issue: 9/10 | Page No: 9777-9793
Publication Timeline
Submitted: 2025-11-07
Accepted: 2025-11-14
Published: 2025-11-24
Abstract
Over the past decade, financial inclusion, focused on providing access to finance for the unbanked, has gained increased attention. This systematic review of 169 papers from 2015 to 2023 underscores its growing significance, particularly in the aftermath of the COVID-19 pandemic. The analysis considers demographic factors, regulatory policies, technological advancements, and global economic shifts, emphasising the pandemic's influence on financial inclusion strategies. However, the findings reveal a gap in the literature regarding the extent to which the COVID-19 pandemic has impacted financial inclusion directly, highlighting the need for more nuanced research on this aspect to better understand recent developments in the discourse.
Keywords
Financial inclusion, financial literacy, systematic review
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References
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