Purchasing Behavior, Knowledge Level, and Fatwa Regarding Zakat on Gold Jewelry

Authors

Nurnasuha Jamaluddin

Faculty of Economics and Management, University Kebangsaan Malaysia (Malaysia)

Nik Mohd Azim Nik Ab Malik

Faculty of Economics and Management, University Kebangsaan Malaysia (Malaysia)

Hairunnizam Wahid

Faculty of Economics and Management, University Kebangsaan Malaysia (Malaysia)

Article Information

DOI: 10.47772/IJRISS.2025.910000466

Subject Category: Economics

Volume/Issue: 9/10 | Page No: 5690-5701

Publication Timeline

Submitted: 2025-10-14

Accepted: 2025-10-21

Published: 2025-10-15

Abstract

The purpose of this study is to analyze the purchasing behavior and zakat payment on gold jewellery, to assess the level of knowledge regarding zakat on gold jewellery and related fatwas issued by the State Islamic Religious Councils (MAIN), and to compare the mean values of knowledge levels on zakat and fatwas in relation to zakat payment on gold jewellery. The study employs a convenient sampling method, using an online survey distributed in the state of Johor. Data analysis was conducted using descriptive statistics, including frequency, percentage, mean, and standard deviation, as well as inferential statistics through the Analysis of Variance (ANOVA) test. The findings reveal that Muslim individuals purchase gold for two main purposes—adornment and investment. The study shows that the majority of respondents purchase gold jewellery primarily for future investment purposes rather than solely for adornment. However, there is a possibility that those who do not pay zakat on gold jewellery lack sufficient understanding of the zakat obligations. The potential to increase zakat payment on gold jewellery will be higher when the contents of the fatwa are effectively disseminated, and when the role of the zakat institutions in Johor is strengthened in spreading information and awareness to the public.

Keywords

Zakat on gold jewelry, ornamental gold.

Downloads

References

1. Al-Quran. [Google Scholar] [Crossref]

2. Al-Nawawi. (1997). Al-Majmu’. Beirut: Dar al-Fikr. [Google Scholar] [Crossref]

3. Bernama. (2022, April). Beli emas sebagai pelaburan dan perhiasan diri. Harian Metro. https://www.hmetro.com.my/mutakhir/2022/04/836097/beli-emas-sebagai-pelaburan-dan-perhiasan-diri [Google Scholar] [Crossref]

4. Fadilah, M. N., Teh Suhaila, T., & Aza Shahnaz, A. (2018). Kesedaran dan kepatuhan wanita terhadap pembayaran zakat emas perhiasan di Selangor. International Research Management & Innovation Conference (5th IRMIC 2018). [Google Scholar] [Crossref]

5. Hairunnizam, W., Mohd Ali, M. N., & Sanep, A. (2005). Kesedaran membayar zakat: Apakah faktor penentunya? International Journal of Management Studies (IJMS), 12(2), 171–189. [Google Scholar] [Crossref]

6. Hairunnizam, W., Sanep, A. & Mohd Ali, M. N. (2004). Kesan bantuan zakat terhadap kualiti hidup: Kajian kes asnaf fakir dan miskin. Jurnal Muamalat and Islamic Finance Research (JMIFR), 1(1), 151–166. [Google Scholar] [Crossref]

7. Hamizul, H. (2020, September). Kepelbagaian zakat emas. Utusan Malaysia. https://www.utusan.com.my/gaya/2020/09/kepelbagaian-zakat-emas/ [Google Scholar] [Crossref]

8. Hazizan, M. D., & Alias, A. (2016). Uruf dan kesannya terhadap hukum Islam di Negeri Kedah. Journal of Global Business and Social Entrepreneurship (GBSE), 1(1), 110–118. [Google Scholar] [Crossref]

9. Mahfuza, S., & Zaini, Y. M. J. (2011). Pemahaman wanita Islam terhadap zakat emas perhiasan di Bandar Seri Putra, Kajang: Satu tinjauan awal. Jurnal Pengajian Islam, 7(1), 188–207. [Google Scholar] [Crossref]

10. Mardzelah, M., Azizah, O., & Fadhli, I. (2021). Zakat dan amalan pemakaian emas perhiasan wanita di Negeri Kedah. International Journal of Zakat and Islamic Philanthropy (IJZIP), 3(2), 130–143. https://journal.zakatkedah.com.my/index.php/ijzip/article/view/107 [Google Scholar] [Crossref]

11. Muhsin, N. P. (2014). Zakat ke atas harta emas: Amalan dan pelaksanaan di Malaysia. Jurnal Pengurusan JAWHAR, 8(1), 43–62. [Google Scholar] [Crossref]

12. Nordin, T., Noraini, S., & Rozman, M. Y. (2018). Urf zakat gold jewellery: Practices in Malaysia. SINTOK International Conference on Social Science and Innovation (SINTE), 27–31. ISSN 1013-5316. [Google Scholar] [Crossref]

13. Nurizni Sabrina, S., & Hairunnizam, W. (2019). Persepsi masyarakat wanita terhadap fatwa pembayaran zakat emas: Satu kajian di Masjid Putra Nilai, Negeri Sembilan. PZM: PPTUI, 1(1), 313–336. [Google Scholar] [Crossref]

14. Sakina, I. (2021, March 26). Emas pelaburan jangka panjang. Dewan Ekonomi (Dewan Bahasa & Pustaka). https://dewanekonomi.jendeladbp.my/2021/03/26/246/ [Google Scholar] [Crossref]

15. The Official Website of the Johor State Islamic Religious Council (MAINJ). (n.d.). https://www.mainj.gov.my [Google Scholar] [Crossref]

16. The Official Website of the Johor State Mufti Department. (n.d.). https://www.muftijohor.gov.my [Google Scholar] [Crossref]

17. The Official Website of the Kelantan Islamic Religious and Malay Customs Council (MAIK). (n.d.). https://www.e-maik.my [Google Scholar] [Crossref]

18. The Official Website of the Zakat Collection Centre – Federal Territory Islamic Religious Council (PPZ-MAIWP). (n.d.). https://www.zakat.com.my [Google Scholar] [Crossref]

19. Ummi Farahin, Y., Noor Naemah, A. R., & Muhammad Ikhlas, R. (2018). Amalan penentuan kadar uruf pemakaian emas perhiasan di Wilayah Persekutuan Kuala Lumpur dan Selangor. Labuan e-Journal of Muamalat and Society (LJMS), 12, 89–100. [Google Scholar] [Crossref]

Metrics

Views & Downloads

Similar Articles