Fintech as a Catalyst for Economic Resilience and Empowerment: A Multi-Regional Analysis of Adoption Determinants and Sustainable Development among Marginalized Entrepreneurs and Women
Authors
Assistant Professor & Research Scholar (PT), Department of BBA/BBA CA, Sri Krishna Arts and Science College, Coimbatore (India)
Assistant Professor, School of Management Studies, Sri Krishna College of Engineering and Technology, Coimbatore (India)
Article Information
DOI: 10.51244/IJRSI.2026.1308000189
Subject Category: Banking and Finance
Volume/Issue: 13/8 | Page No: 3205-3209
Publication Timeline
Submitted: 2026-08-24
Accepted: 2026-08-29
Published: 2026-09-14
Abstract
Financial Technology (FinTech) is causing a significant shift in the global financial landscape. This phrase describes financial innovations that modify conventional business models and procedures through the use of technology. FinTech has a lot of potential to increase productivity. However, societal circumstances or a lack of digital skills has made access difficult for many people, particularly women, the poor, and informal traders. The informal sector, which includes women-run microbusinesses and street sellers, is vital to the economies of developing nations like India and Indonesia but is frequently excluded from official financial systems. These sources look at how digital financial instruments like digital loans, UPI, and mobile wallets can aid in bridging the "funding gap" and advancing financial inclusion.
Keywords
Fintech, Empowerment, Sustainable development
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References
1. World Bank. (2022). The Global Findex Database 2021: Financial inclusion, digital payments, and resilience in the age of COVID-19. World Bank. https://www.worldbank.org [Google Scholar] [Crossref]
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