Pre-Retirement Financial Practices and Job Exit Preparedness Among Hospital Employees in St. Elizabeth Hospital Inc. in General Santos City

This research examined the Pre-Retirement Financial Practices and Job Exit Preparedness among employees of St. Elizabeth Hospital Inc. in General Santos City. The study assessed financial awareness, training, and financial behavior as important indicators for pre-retirement financial behavior, while assessing the extent to which employees feel financially prepared to leave their jobs in terms of debt management, savings, and post-retirement employment plans.
The data was collected using a quantitative method by administering survey questionnaire to 288 employees who work in hospitals. The data was analyzed using descriptive statistics, Pearson correlations and moderation analyses. The results showed that Hospital Employees demonstrated a moderate level of Pre-Retirement Financial Practices and high levels of Job Exit Preparedness.
Results showed a strong correlation between pre-retirement financial practices and job exit preparedness (r=.616, p<.001) suggesting an increase in retirement preparedness is related to positive financial behaviors prior to retiring. In addition, the demographic variables including age, gender, position, income, marital status and type of employment did not statistically moderate the relationship (p>.05), indicating that the relationship observed apply equally to all demographic groups.
According to findings from this research, enhancing pre-retirement financial behaviors will allow workers to be more prepared to leave their place of employment, irrespective of demographic characteristics. It is recommended for the hospital to develop and offer formalized education for financial literacy and retirement strategy development, as it can help employees to be financially prepared for retirement and improve the continuity of the transition from the workforce to retirement.

Pre-Retirement Financial Practices, Job Exit Preparedness, Financial Literacy, Retirement Planning, Hospital Employees

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