Fintech Rise: Investment Trends, Business Revenue Evolution, and Goldman Sachs Fintech Investments

This study adopts a quantitative research design to examine the rise of financial technology (fintech), with specific emphasis on investment trends, business revenue evolution, and the strategic role of fintech investment in investment banking institutions, using Goldman Sachs as a representative case. Secondary data were analyzed using descriptive statistics, correlation analysis, and linear regression to assess the relationship between fintech investment and business revenue performance. The findings indicate that fintech investment is a strong predictor of revenue growth, explaining 94.4% of the variance in business revenue (p < 0.001), with no significant autocorrelation in the residuals, confirming model robustness. The results underscore fintech’s role in enhancing efficiency, scalability, and financial performance in the post-pandemic digital economy. The study contributes empirical evidence to the fintech literature by quantitatively validating the link between fintech investment and revenue outcomes, offering insights for investors, policymakers, and financial institutions.

Financial Inclusion, Digital Finance, Technological Innovation

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