Performance Evaluation of Mudra Yojana in Karnataka

Large corporate and business entities have a role to play in the country’s economy, this has to be complemented by informal sector enterprises which generate maximum employment. There are some 5.77 crore small business units, mostly individual proprietorship, which run small manufacturing, trading or service businesses. This bottom of-the-pyramid, hard-working entrepreneurs find it difficult to access formal systems of credit. To provide the formal credit to unorganized sector Micro Units Development Refinance Agency (MUDRA) came into existence. With the tagline “funding the unfunded”.
This research article studies the performance of MUDRA Yojana in Karnataka. From the inception of MUDRA Yojana Karnataka stood in top ranks for the sanctioning of loan under MUDRA Yojana. The article focused on a decade’s performance evaluation of MUDRA Yojana in Karnataka, performance of different schemes under MUDRA Yojana in Karnataka. Performance evaluation of Karnataka state level in comparison with National level MUDRA Yojana performance. The article consists Introduction, Review of literature, Objectives, Profile of MUDRA Yojana, different schemes under MUDRA Yojana and their features, Data analysis and interpretations, Findings, suggestions and Conclusions.

MUDRA Yojana, Performance evaluation of MUDRA Yojana, informal sector.

1. Manish Agarwal & Ritesh Dwivedi (2017) “Pradhan Mantri MUDRA Yojna: A critical review” Parikalpana- KIIT Journal of Management December 2017, pp 97-106. [Google Scholar] [Crossref]

2. Haris M &Dr. T. Subash (2018) “An innovative approach to small industries: Pradhan Mantri MUDRA Yojana (PMMY)” EPRA International Journal of Multidisciplinary Research (IJMR), July 2018, ISSN(online) 2455-3662, Vol 4, Issue 7, pp 189-194. [Google Scholar] [Crossref]

3. P.A. Ibrahim (2018) “An empirical study on the role of MUDRA Yojana in financing micro enterprises” Indian Journal of Economics and Development, October 2018, ISSN (online) 2320-9836, ISSN (Print) 2320-9828, Vol 6(10), pp 1-11. [Google Scholar] [Crossref]

4. Dr. Vishal Rajendra Sandanshive (2019) “ An Analysis of Financial Performance of MUDRA Yojana” Internationa Journal of Management, Technology and Engineering, January 2019, ISSN 2249-7455, Vol IX, Issue I, pp 1203-1210. [Google Scholar] [Crossref]

5. Toran Lal Verma and DR. Hari Singh Gour (2019) “Performance evaluation of MUDRA bank (with special reference to state of Madhya Pradesh)” Journal of emerging Technologies & innovative research (JETIR), April 2019, ISSN 2349-5162, Vol. 6, Issue 4, pp 343-356. [Google Scholar] [Crossref]

6. https://www.mudra.org.in/ [Google Scholar] [Crossref]

7. https://www.mudra.org.in/Default/DownloadFile/StateWise_Performance_2019-20%20%20new.pdf [Google Scholar] [Crossref]

• Assessment of the Role of Artificial Intelligence in Repositioning TVET for Economic Development in Nigeria
• Teachers’ Use of Assure Model Instructional Design on Learners’ Problem Solving Efficacy in Secondary Schools in Bungoma County, Kenya
• “E-Booksan Ang Kaalaman”: Development, Validation, and Utilization of Electronic Book in Academic Performance of Grade 9 Students in Social Studies
• Analyzing EFL University Students’ Academic Speaking Skills Through Self-Recorded Video Presentation
• Major Findings of The Study on Total Quality Management in Teachers’ Education Institutions (TEIs) In Assam – An Evaluative Study