Artificial Intelligence: Reshaping the Future of Banking, Business and Finance
Authors
Assistant Professor, J. S. B. G. I. H. M. Almora, Uttarakhand (India)
Assistant Professor (Commerce) Govt. P. G. college, Bazpur, Udham Singh Nagar, Uttarakhand (India)
Article Information
DOI: 10.47772/IJRISS.2026.100700694
Subject Category: Education
Volume/Issue: 10/7 | Page No: 10214-10218
Publication Timeline
Submitted: 2026-07-08
Accepted: 2026-07-13
Published: 2026-08-11
Abstract
Artificial Intelligence (AI) is fundamentally transforming the banking, business and finance sectors by automating processes, enhancing decision-making and personalizing customer experiences. This paper examines the role of AI across banking, business and finance operations, capital market activities and broader business ecosystem and investment strategies. It also analyzes the benefits-such as cost reduction, efficiency gains and improved financial inclusion-as well as the challenges associated with data privacy, algorithmic bias, regulation and workforce displacement. This paper examines the challenges of AI in banking, business and finance sectors.
Keywords
Artificial Intelligence, financial services, banking sector, digital transformation, business sector, data privacy.
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References
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