Navigating Systemic Constraints from the Lens of Female Entrepreneurs in the Fashion Industry
Authors
Department of MCA, Surana College (Autonomous), Bangalore, India (India)
Department of MCA, Surana College (Autonomous), Bangalore, India (India)
Department of MCA, Surana College (Autonomous), Bangalore, India (India)
Article Information
DOI: 10.47772/IJRISS.2026.1016SCO0012
Subject Category: Education
Volume/Issue: 10/16 | Page No: 1071-1087
Publication Timeline
Submitted: 2026-07-31
Accepted: 2026-08-05
Published: 2026-08-19
Abstract
As human society transitions in response to changing social and economic realities, certain social peculiarities often risk being overlooked. This is particularly pertinent in a world where entrepreneurship is increasingly regarded as a cornerstone of thriving economies. However, the experiences of female entrepreneurs who venture into business despite systemic constraints rooted in culture, tradition and patriarchy have received comparatively insufficient attention. This challenge may be particularly pronounced in developing economies such as Nigeria, including sectors such as the fashion industry in which women constitute a substantial entrepreneurial presence. This study therefore examined systemic constraints from the lens and experiences of female entrepreneurs in the fashion industry in Delta State. Anchored on the premises of Risk, Uncertainty and Profit Theory, the study adopted a mixed-methods research design. The target population comprised 420 registered female members of relevant fashion-industry unions and associations, with 375 valid questionnaires forming the quantitative dataset and 14 participants contributing qualitative evidence through interviews and focus group discussion. Findings indicate that credit facilities are perceived to be largely unavailable to female entrepreneurs, while perceptions of equal access to credit relative to male entrepreneurs remain contested. The study also found that 59.5% of respondents perceived their society as male-centred. Furthermore, income category was significantly associated with perceived entrepreneurial success, χ²(2, N = 375) = 35.593, p < .001. The study concludes that female entrepreneurship in the fashion industry requires systemic and gender-responsive interventions encompassing financial inclusion, investment in women-owned businesses, capacity development and measures addressing sociocultural barriers. It therefore recommends deliberate policies and institutional mechanisms to enable female entrepreneurs to overcome systemic constraints and thrive.
Keywords
Female entrepreneurs, systemic constraints, financial inclusion, gender inequality, fashion industry, Nigeria
Downloads
References
1. Adetiloye, K. A., Adegboye, F. B., & Akinjare, V. A. (2020). Sustainable financial access for female entrepreneurs in the micro, small and medium enterprises sector in Nigeria. Cogent Social Sciences, 6(1), Article 1823600. https://doi.org/10.1080/23311886.2020.1823600 [Google Scholar] [Crossref]
2. American Sociological Association. (2018). Code of ethics. American Sociological Association. [Google Scholar] [Crossref]
3. Anyadike, N., Emeh, I. E. J., & Ukah, F. O. (2012). Entrepreneurship development and employment generation in Nigeria: Problems and prospects. Universal Journal of Education and General Studies, 1(4), 88–102. [Google Scholar] [Crossref]
4. Bashir, R., & Danlami, A. H. (2022). Gender accessibility to credit among entrepreneurs: Empirical evidence from women entrepreneurs in Kano Metropolis. European Journal of Government and Economics, 11(1), 97–112. https://doi.org/10.17979/ejge.2022.11.1.8198 [Google Scholar] [Crossref]
5. Brooke, G. T. F. (2010). Uncertainty, profit and entrepreneurial action: Frank Knight's contribution reconsidered. Journal of the History of Economic Thought, 32(2), 221–235. https://doi.org/10.1017/S1053837210000170 [Google Scholar] [Crossref]
6. Creswell, J. W., & Plano Clark, V. L. (2017). Designing and conducting mixed methods research (3rd ed.). SAGE Publications. [Google Scholar] [Crossref]
7. James, I., & Onoshakpor, C. M. (2026). Challenges and opportunities for informal female entrepreneurs in Nigeria using the 5M framework. Journal of Small Business and Enterprise Development, 33(2), 403–427. https://doi.org/10.1108/JSBED-03-2024-0169 [Google Scholar] [Crossref]
8. Knight, F. H. (1921). Risk, uncertainty and profit. Houghton Mifflin. [Google Scholar] [Crossref]
9. National Bureau of Statistics, & United Nations Development Programme. (2022). Nigeria multidimensional poverty index 2022. National Bureau of Statistics and United Nations Development Programme. [Google Scholar] [Crossref]
10. OECD. (2021). Entrepreneurship policies through a gender lens. OECD Publishing. https://doi.org/10.1787/71c8f9c9-en [Google Scholar] [Crossref]
11. OECD. (2023). The missing entrepreneurs 2023: Policies for inclusive entrepreneurship and self-employment. OECD Publishing. https://doi.org/10.1787/230efc78-en [Google Scholar] [Crossref]
12. OECD, & Global Women's Entrepreneurship Policy Network. (2025). Bridging the finance gap for women entrepreneurs: Insights from academic and policy research. OECD Publishing. https://doi.org/10.1787/75b52972-en [Google Scholar] [Crossref]
13. Ogunleye, T. S. (2017). Financial inclusion and the role of women in Nigeria. African Development Review, 29(2), 249–258. https://doi.org/10.1111/1467-8268.12254 [Google Scholar] [Crossref]
14. Onoshakpor, C. M., Cunningham, J. A., & Gammie, E. (2023). Contextualising female entrepreneurship and financial inclusion in Nigeria. In Contextualising African studies: Challenges and the way forward. Emerald Publishing. https://doi.org/10.1108/978-1-80455-338-120231002 [Google Scholar] [Crossref]
15. Onoshakpor, C. M., Cunningham, J. A., & Gammie, E. (2025). Entrepreneurship under patriarchy: The intersecting forces characterising everyday life for Nigeria's women entrepreneurs. International Journal of Entrepreneurial Behavior & Research, 31(1), 246–264. https://doi.org/10.1108/IJEBR-04-2023-0334 [Google Scholar] [Crossref]
16. United Nations Educational, Scientific and Cultural Organization. (2023). The African fashion sector: Trends, challenges & opportunities for growth. UNESCO. https://doi.org/10.58337/PHDP8559 [Google Scholar] [Crossref]
17. World Bank. (2022). A better future for all Nigerians: Nigeria poverty assessment 2022. World Bank. [Google Scholar] [Crossref]
18. Yang, X., Huang, Y., & Gao, M. (2022). Can digital financial inclusion promote female entrepreneurship? Evidence and mechanisms. The North American Journal of Economics and Finance, 63, Article 101800. https://doi.org/10.1016/j.najef.2022.101800 [Google Scholar] [Crossref]
Metrics
Views & Downloads
Similar Articles
- Assessment of the Role of Artificial Intelligence in Repositioning TVET for Economic Development in Nigeria
- Teachers’ Use of Assure Model Instructional Design on Learners’ Problem Solving Efficacy in Secondary Schools in Bungoma County, Kenya
- “E-Booksan Ang Kaalaman”: Development, Validation, and Utilization of Electronic Book in Academic Performance of Grade 9 Students in Social Studies
- Analyzing EFL University Students’ Academic Speaking Skills Through Self-Recorded Video Presentation
- Major Findings of The Study on Total Quality Management in Teachers’ Education Institutions (TEIs) In Assam – An Evaluative Study