Over the recent past, the Savings and Credit Co-operative sector have experienced persistent poor financial performance due to poor adoption of board of director independence strategy. This is in spite of the fact that the sector is an important contributor of the economics growth in Kenya. There have been financial woes especially in the deposit taking Savings and Credit Co-operative’s in Kenya that have been attributed to poor board of director independence strategy. The study’s main purpose is to establish the effect of board of directors’ and the performance of deposit taking Savings and Credit Co-operative’s in Kenya. It was however guided by the following independent variables that are: board structure; board diversity; CEO duality; and directors’ equity interest and financial performance of deposit taking Savings and Credit Co-operatives in Kiambu County. This study adopted mixed research methodology and correlational research design approaches. The target population was forty two registered and licensed Deposit-Taking Savings and Credit Co-operatives within Kiambu County Kenya. Census sampling technique was adopted in this study. Primary data was collected by use of structured questionnaires that was in five point non-comparative Likert scale. Pilot test was conducted from K-Unity DT-SACCO in Kiambu County through pre-testing the questionnaire on ten participants. Reliabilty was done through a random selection of ten (10) participants from K-Unity Sacco Limited in Kiambu County however the results were not part of the actual data analysis in this study. The reliability of 0.70 or higher (was obtained on a significant sample) was appropriate as a rule of thumb. Descriptive analysis was conducted using Statistical Program for Social Sciences (SPSS) that resulted to means and standard deviation; multiple regression analysis; and analysis of variance (ANOVA) tables. The respondents’ consent was sought on the basis that anonymity and confidentiality was wholly ensured for the purpose of the study. This study found that board independence i.e. Board structure, Board Diversity, CEO Duality, Director’s Equity positively influences financial performance of Dt-Sacco’s in Kiambu County. It is recommended by the study that the board structure, board diversity, CEO duality, director’s equity for financial performance should be characterized by an increase in gender balance of the board members, an increase in meetings, increased managerial ownership and improved equity of each director for improved financial performance of Dt-Sacco’s.

Page(s): 288-324                                                                                                                   Date of Publication: 05 November 2022

 Mary Katheu Nzomo Mount Kenya University, Kenya

[1] Achim, M. V., & Mare, C. (2016). Corporate administration and business execution: Proof for the Romanian economy. Diary of Business Financial matters and The executives, 17, 458–474. [2] Adam, E., Hussein, E., & Agyeman. L. (2018). Possession structure and Corporate Administration and its consequences for execution: An instance of chosen Banks in Kenya. Worldwide Diary of Business Organization, 2(3), 2. [3] Adams, K. J. (2017). Effect Of Corporate Administration On Firm Execution And Complete Investor Return Of German Recorded. Administrative Account, 18(5), 90-123. [4] Ahmed, N. E., & Rugami, K. (2019). The impact of administration on the presentation of business banks in Kenya: a board study. Corporate Administration: The worldwide diary of business in the public eye, 13(3), 236-248. [5] Akinyomi, T. (2016). Energy venture systems, corporate administration, and firm execution: an investigation of Islamic banks. Corporate Administration: The worldwide diary of business in the public eye, 21(2), 78-145. [6] Amoll, T., & Vu, H. (2015). Effects of corporate administration on firm execution Observational investigation of Recorded Singaporean Firms. Administrative Money, 12(3), 36-49. [7] Armstrong, C. S., Center, J. E., & Guay, W. R. (2014). Do autonomous chiefs cause enhancements in firm straightforwardness? Diary of monetary financial matters, Adjust TO APA 113(3), 383-403. [8] Ayorinde, E., Toyin, M., & Leye, K. (2013). The impact of administration on the exhibition of business banks: a board study. Corporate Administration: The global diary of business in the public eye, 54(4), 89-145 [9] Azeez, A. A. (2015). Corporate administration and firm execution: proof from Sri Lanka. Diary of Account, 3(1), 180-189. [10] Bhaduri, S. N., & Selarka, E. (2016). Corporate Administration: A Review. In Corporate Administration and Corporate Social Obligation of Indian Organizations (pp. 61-72). Springer Singapore. [11] Bhagat, G. A., & Jefferis, V. (2017). Corporate administration and execution of UK recorded little and medium endeavors. Corporate Administration: The worldwide diary of business in the public arena, 7(3), 45-78. [12] Birchall, S. M. (2017). The impact of the board structure on income the executives: proof from Portugal. Diary of Monetary Detailing and Bookkeeping, 10(2), 67-81. [13] Blumberg, C. (2014). Ladies ready: proof from a manly industry. Corporate Administration: The global diary of business in the public eye, 12(3), 123-144. [14] Borlea, S. N., Achim, M. V., & Female horse, C. (2017). Board qualities and firm exhibitions in arising economies. Exercises from Romania. Monetary Exploration Ekonomska Istraživanja, 30, 55–75.10.1080/1331677X.2017.1291359 [15] Bosse, D. A., & Phillips, R. A. (2016). Office hypothesis and limited personal responsibility. Foundation of The executives Survey, 41(2), 276-297. [16] Brace, N., Kemp, R., & Snelgar, R. (2012). SPSS for Clinicians. Basingstoke Palgrave Macmillan. [17] Bruett, D. G. (2017). Corporate social revealing and board portrayal: proof from the Kenyan financial area. Diary of The executives and Administration, 12(4), 309. [18] Bryman, A., & Ringer, D. (2007). Subjective information investigation with SPSS for windows. London: Routledge [19] Caldwell, I., & Karri, K. (2015). Corporate administration and non-bank monetary establishments’ productivity. Worldwide Diary of Law and The board, 39(2), 34-67. [20] Craftsman, K.L., & Westphal, I.G. (2001). Corporate Administration and Execution of Banking Firms: Proof from Asian Developing Business sectors. Advances in Monetary Financial matters, 56(4), 123-144. [21] Carroll, A., and Buchholtz, A. (2014). Business and society: Morals, manageability, and partner the board. Nelson Schooling. [22] Casciaro, L., & Piskorski, O. (2015). Effect of business expansion on South African development organizations’ corporate exhibition. Diary of Monetary Administration of Property and Development, 13(10), 34-50. [23] Cavaco, S., Crifo, P., Rebérioux, A., & Roudaut, G. (2017). Free chiefs: less educated yet preferred chose over associated board individuals? Diary of Corporate Account, 43, 106–121.10.1016/j.jcorpfin.2017.01.004. [24] Central Bank of Kenya (2016). Central Bank of Kenya Report of 2015, Nairobi [25] Claessens, P. R. (2015). Corporate administration and firm execution in Malaysia. Corporate Governance: The global diary of business in the public arena, 18(5), 168-189. [26] Cooper, D. R., & Schindler, P.S. (2011). Business Research Methods. ninth Ed. New York, NY: McGraw Hill. [27] Creswell, J. W. (2014). Examination Design: Qualitative, Quantitative, and Mixed Methods Approaches. Thousand Oaks, California: SAGE Publications. [28] Cybinski, L.L., & Windsor, S.H. (2013). Corporate danger taking and execution in Malaysia: the impact of board organization, political associations, and supportability rehearses. Corporate Governance: The worldwide diary of business in the public eye, 8(2), 78-141. [29] Dayanandan, H. H., & Dagnachew, Y.M. (2016). Corporate Governance and Firm Performance: The Case for Turkey. Diary of Accounting Research, 56(5), 1-10. [30] Demsetz, C. F., & Villalonga, A. (2018). Board initiative construction and income quality: Evidence from cited producing firms in Nigeria. Asian Journal of Accounting Research, 45(4), 28-39. [31] Demsetz, R., & Lehn W. (2017). Improves corporate administration increment operational execution? Corporate Governance: The global diary of business in the public arena, 12(3), 56-62. [32] Descombe, M. (2014). The great examination manage: for limited scope social exploration projects. fifth ed. [33] Díaz, B., García, R., & Baraibar, E. (2017). Corporate administration in Europe. Has the emergency influenced corporate administration approaches? In Responsible Corporate Governance (pp. 73–96). Switzerland: Springer International Publishing.10.1007/978-3-319-55206-4 [34] Epps, H., & Ismail, D. (2009). The financial reasoning for choice antedating: motivating force clarifications. Administrative Finance, 19(4), 45-56. [35] Faleye, O., & Hilaris, K. (2014). The effect of credit hazard the board on the monetary execution of business banks in Kenya. DBA Africa Management Review, 3(2), 1-19. [36] Ferreira, C. D., & Krauter, E. (2014). The connection between corporate administration and market esteem: Mitigating endogeneity issues. Brazilian Business Review, 11(1), 90-110. Recovered from http://www.bbronline.com.br/ [37] Fitriya, S., Fauzi, Y., & Locke, J. (2012). Corporate Governance and Financial Performance of Commercial Banks in Rwanda. Mount Kenya University Repository: Nairobi. [38] Foo, N. A., & Zain, E. (2010). Proprietorship structure, corporate administration, and corporate execution in Malaysia. Global Journal of Commerce and Management, 18(5), 1-15. [39] Franken, M., & Cook, L. (2017) The effect of board sex variety and monetary detailing quality, corporate execution, and corporate social duty exposure: A writing audit. The scholarly world Revista Latinoamericana de Administración, 13(1), 78-123. [40] Award, J., & Osanloo, K. (2013). Corporate administration and execution of REITs: A consolidated report. Administrative Auditing Journal, 34(3), 89-145. [41] Hakelius, K., & Locke, S. (2018). The connection between proprietorship structure, capital design, and corporate administration rehearses: A contextual investigation of co-agents and shared. Worldwide Journal of Managerial Finance, 11(2), 178-224. [42] Hillman, A. J.., & Dalziel T. (2003). Sheets of Directors and Firm Performance: Integrating Agency and Resource Dependence Perspectives. Institute of Management, 28(3),383-396, [43] Hillman, F. L., Cannellan, J.L., & Bernin, F. (2000). Corporate administration and execution of Italian betting SMEs during the downturn. Worldwide Journal of Contemporary Hospitality Management, 17(4), 58-67. [44] Jensen, M.C. (1993).The Modern Industrial Revolution, Exit, and the Failure of Internal Control Systems. Diary of Finance, 48, 831-880 [45] Jensen, M.C., & Meckling, W. H. (1976). Hypothesis of the firm: Managerial conduct, office expenses, and possession structure. Diary of Financial Economics, 3, 305-360. [46] Kamau, A.M., Machuki, L., & Aosa, M. (2018). Credit hazard the board and productivity of business banks in Kenya. UON: Nairobi [47] Kariuki, D. K. (2016). Assessment of the connection between corporate administration and monetary adequacy of authorized store taking SACCO’s in Kenya (Thesis). Strathmore University. Recovered from http://su-plus.strathmore.edu/handle/11071/5009 [48] Karra, A. U. (2016). Corporate administration systems and firm monetary execution in Nigeria. European Scientific Journal, 8(1), 23-39. [49] Kenani, I. M., & Bett, S. (2018). Corporate administration and execution of investment funds and credit agreeable social orders in Kisii County, Kenya. Global Academic Journal of Human Resource and Business Administration, 3(4), 101-123 [50] Kimeu, T. (2013). “Effect of expense changes on the exhibition of land firms”. IPAR Discussion Paper No. 063/2005. [51] Kinyuira, D. M. (2017). Impacts of Corporate Governance On Financial of Savings And Credit Cooperative Societies In Kenya. UON: Nairobi. [52] Kiruri, V. O. (2013). Determinants of the monetary exhibition of business banks in Kenya. Global Journal of Economics and Financial Issues, 3(1), 237-252. [53] Kishore, A. (2018). Do board attributes influence bank execution? Proof from the Bahrain Islamic banks. Diary of Islamic Accounting and Business Research, 67(3), 34-49. [54] Kombo, K & Tromp, L.A. (2009). Proposition and postulation composing a presentation. Paulines Publications Africa, Nairobi. [55] Kothari, C.R., & Garg. G. (2014). Exploration Methodology, Third Edition, New. Age International Publishers, New Delhi. India. [56] Kouki, D. (2018). Impacts of board administration on monetary execution on the land area in Kenya. An unpublished MSc Finance Project, University of Nairobi. [57] Kyoa, M. F. (2017). The impact of corporate administration on the monetary execution of Commercial Banks in Kenya. UON: Nairobi. [58] Lagat, M., Mugo, J., & Otuya, U. (2013). Corporate Governance Mechanisms and Financial Performance of Commercial Banks in Kenya, IOSR Journal of Business and Management, 17 (3), 25-40 [59] Laskowska, D., & Torgomyan, K. (2016). “Effects of the top managerial staff freedom on the productivity of the business banks in Asian Countries.” 68th Annual Federal Tax Conference. Chicago: University of Chicago. [60] Leong, M. S. W; Paramasivam, A., Sundarasen, S. and Rajagopalan, U. (2015). Board Composition and Companies’ Performance: Does Political Affiliation Moderate the Relationship? Global Journal of Business and Management, 10(10), 216-232, [61] Leung, R., Richardson, K., & Jaggi, J. (2013). Corporate administration and financial specialist responses to prepared value contributions. Administrative Finance, 12(3), 1-18. [62] Lin, Z. J., Liu, M., & Zhang, X. (2016). The Development of Corporate Governance in China. Asia-Pacific Management Accounting Journal, 1(1), 34-89. [63] Maladjiani, C., & Khoury, E. R. (2014). Determinants of the Dividend Policy: An Empirical Study on the Lebanese Listed Banks. Global Journal of Economics and Finance, 6 (4), 23-90 [64] Mathuva, M., & Gul, F. (2016). Speculation openings and influence: some Australian proof on the part of board observing and chief value possession. Administrative Finance, 34(4), 22-41. [65] Matianyi, B. J., & Ndirangu, A. W. (2019). Impact of money the board rehearses on the monetary execution of store taking SACCOs in Kakamega County. The Strategic Journal of Business and Change Management, 6 (2), 1994 – 2005. [66] McMillan, J.H., & Schumacher, S (2013). Examination in Education: Evidence-Based Inquiry. – Pearson Education – Harlow. [67] Mishra, P., & Srikanth, M. (2016). Pay of VIP, corporate administration, and execution of the Indian family firms – an experimental examination. Social Responsibility Journal, 25(9), 79-111. [68] Mizsuchi, L. T. (1996). Corporate administration and brand execution. The executives Research Review, 45(2), 67-110. [69] Mugenda, O.M., & Mugenda, A.G. (2003). Examination Methods: Quantitative and Qualitative Approaches. Nairobi: Acts Press [70] Muiru, M. A., Kyongo, K., & Onchomba, M. (2018). Corporate Governance And Performance Of Savings And Credit Co-Operative Societies In Selected Private Universities In Nairobi County. Global Journal of Economics, Commerce and Management, 7(2), 45-90 [71] Munyiri, P., & Wekesa, S. (2017). Incomes on the development of store taking SACCOs in Nairobi County. IOSR Journal of Humanities and sociologies (IOSR-JHSS), 22(5), 18-23 Retrieved from www.iosrjournal.org [72] Musyoka, M. N. (2017). Impact of Voluntary Disclosure on Financial Performance Of Firms Listed at Nairobi Securities Exchange (Doctoral exposition, KCA University). [73] Muth, M. M., & Donaldson, L. (1998). Stewardship Theory and Board Structure: A Contingency Approach, Corporate Governance: An International Review, 6(1), 5-28. [74] Mutinda, C. M. (2016). Effect of the prudential administrative system on the monetary execution of store taking SACCO’s in Kenya (Doctoral exposition). [75] Mwangi, F. M., & Genga, P. A. (2019). Revelation prerequisites and monetary execution of store assuming reserve funds and acknowledgment co-agents in Nairobi County, Kenya. Worldwide Academic Journal of Economics and Finance, 3(3), 18-36 [76] Mwangi, M., & Ombui, K. (2018). Board sex variety and firms’ value hazard. Balance, Diversity, and Inclusion: An International Journal, 19(10), 45-70. [77] Narwal, K., & Jindal, S. (2015). The effect of corporate administration on benefit: An experimental investigation of the Indian material industry. Worldwide Journal of Research in Management, Science and Technology, 3(2), 81-85. [78] Nazar, E. J., & Mboya, J. (2014). Impact of board sex variety on the presentation of business banks. European Scientific Journal, ESJ, 8(7), 1-12. [79] Ndungu, H. U. (2016). The impact of corporate administration components on corporate social obligation (CSR) detailing: Empirical proof from private business banks of Kenya. Worldwide Journal of Law and Management, 52(2), 82-109. [80] Neuman, W. L. (2006). Social exploration techniques: Qualitative and Quantitative Approach, (sixth Ed.), Boston [81] Nguyen, V., & Nguyen, A. (2016). Corporate Governance Structures and Performance of Firms in Asian Markets: A Comparative Analysis among Singapore and Vietnam. Associations and markets in arising economies, 7(2), 112-140 [82] Njenga, R., & Jagongo, A. (2019). Impact of monetary administration choices on the monetary execution of chose non-store taking SACCO’s in Kiambu County, Kenya: Theoretical survey. Worldwide Academic Journal of Economics and Finance, 3(3), 204-217 [83] Njeru, M. D., Njeru, M.A, Memba, F., & Ondabu, I. T. (2015). Impact of Cash Management on Financial Performance of Deposit Taking SACCOs in Mt. Kenya Region. Global Journal of Scientific and Research Publications, 5(2), 124-133 [84] Okeahalam, C. C. (2014). Corporate administration and revelation in Africa: Issues and difficulties. Diary of Financial Regulation and Compliance, 12(3), 56-78. [85] Okwuchukwu, S. A., & Graves, S. B. (2015). The corporate social presentation monetary execution interface. Vital administration diary, 18(4), 303-319. [86] Olayinka, D. (2010). Impacts of corporate administration on the monetary execution of recorded protection firms in Kenya. Public strategy and organization research, 3(4), 96-120. [87] Oludede, A. S., Oloko, A.N, & Olweny, O. (2014). Danger Management and Financial Performance of Banks In Nigeria. Diary of Business and Management, 14(6), 52-56. [88] Orodho, A. J., &Kombo, D. K. (2012). Exploration Methods. Nairobi: Kenyatta University, Institute of Open Learning [89] Palaniappan, P., & Srikanth, M. (2017). Remuneration of VIP, corporate administration, and execution of the Indian family firms – an observational examination. Social Responsibility Journal, 25(9), 79-111. [90] Parker, M., & Kuzey Cemil. (2016). The impact of board sex variety on firm execution: proof from Turkey. Sex in Management: An International Journal, 4(3), 30-59. [91] Pfeffer, J., & Salancick, S. (1978). Size and Composition of Corporate Boards of Directors: The Organization and Its Environment. Regulatory Science Quarterly, 17(2), 218-228, [92] Pickens, L. T. (2019). Corporate administration and brand execution. The board Research Review, 45(2), 67-110. [93] Pimpong, S., & Laryea, H. (2016) Budgeting and Its Impact on Financial Performance: The Case of Non – Bank Financial Institutions in Ghana. [94] Value, O. (2018). Corporate administration and corporate execution: monetary emergency (2008). The executives Research Review, 4(1), 1-19. [95] Qadorah, M. A., & Fadzil, H. F. (2018). The Effect of Board of Director freedom and Board Meeting on Firm Performance. Diary of Finance and Accounting, 6(5), 105-109 [96] Qatawneh, C. A. (2015). The connection between corporate administration and execution of the non‐traditional trade area: proof from Ghana. Corporate Governance: The global diary of business in the public eye, 56(3), 22-46. [97] Rajaseka, S., Philominathan, P., & Chinnathambi, V. (2013). Examination Methodology. https://arxiv.org/pdf/material science/0601009 [98] Ramachandran, J., Ngete, Z. A., Subramanian, R., & Sambasivan, M. (2015). Does corporate administration impact income the executives? Proof from Singapore. The Journal of Developing Areas, 49(3), 263-274. [99] Richardetal, E., & Vaillant, Y. (2019). Sexual orientation variety in the board, ladies’ initiative, and business execution. Sexual orientation in Management: An International Journal, 13(4), 13-46. [100] Ridley-Duff, R., Lopez‐de‐Silanes, F., & Shleifer, A. (2015). What works in protections laws?. The Journal of Finance, 61(1), 1-32. [101] Robson, C. (2002). True Research (second ed.). London: Blackwell distributers. [102] Ross, S. A., & Mitnick, L.K. (1973). The monetary hypothesis of organization: The central’s concern. The American Economic Review, 63(2), 134-139. [103] Ruto, C., Nabei, K. I., & Cheruiyot, K. P. (2017). An Investigation of Board of Directors’ Composition, Structure, Level of Independence and Financial Performance of Selected SACCO’s in Kericho County. Worldwide Journal of Scientific and Research Publications, 7(10),400-453 [104] Sanda, A. U., Mikailu, A. S., & Garba, T. (2010). Corporate administration components and firm monetary execution in Nigeria. European Scientific Journal, 8(1), 23-39. [105] Sarbah, M., & Xiao, M. (2015). Corporate Governance and Financial Stability in Islamic Banking. Administrative Finance, 16(2), 22-39. [106] SASRA (2019). A yearly report on the tasks and execution of Deposit-Taking Sacco Societies (DT-SACCO’s) in Kenya. SACCO’s Societies Regulatory Authority. Nairobi, Kenya: SASRA [107] SASRA, (2021). A yearly report on the tasks and execution of Deposit-Taking Sacco Societies (DT-SACCO’s) in Kenya. SACCO’s Societies Regulatory Authority. Nairobi, Kenya: SASRA. [108] Saxena, R. (2012). Bank-based or market-based monetary frameworks: which is better? (No. w9138). Public Bureau of Economic Research. [109] Scholl, M., & Sherwood, Y. (2014). US cross-postings and chief remuneration: a cross-country examination. Administrative Finance, 7(1), 345-421. [110] Sekaran U., & Bougie R.(2011). Exploration Methods for Business: A Skill Building Approach (fifth Ed.). Aggarwal print machine, Delhi. [111] Sheik, L. M., & Khan, S. (2013). Sheets of chiefs and sex variety in UK organizations. Sex in Management: An International Journal, 23(1), 67-91. [112] Singh, K. Y. (2006). Basics of exploration procedure and statistics. London: New Age. [113] Slyke, S. A. (2017). The corporate social exhibition monetary execution connect. Vital administration diary, 18(4), 303-319. [114] Smallman, N.M. (2014). Impact of Corporate Governance on the Financial Performance of Banking Industry in Rwanda: (A Case Study-Commercial Banks in Rwanda). European American Journals, 45(3), 78-139. [115] Soeters, S. Shields. M & Rietjens, Y. (2014). Subjective information examination: Seeing the examples in the mist of common military connection. [116] The SACCO Societies Regulatory Authority, (2018). Sacco oversight yearly report 2018. Recovered from http://www.sasra.go.ke/index.php/assets/distributions? Download 64:sacco-oversight yearly report-2018 [117] Tumwine, S., Nasiima, S., & Kamukama, N. (2014). Human Resources Elements and their Influence on Performance Evidence from Uganda’s Manufacturing Firms. Worldwide Journal of Management and Business Research, 3(7), 56-90. [118] Uwuigbe, P. (2011). Organization struggle and corporate system: The impact of divestment on corporate worth. Key administration diary, 18(1), 77-83. [119] Vianney, J. K. (2013). “A connection between the inside review board and the monetary exhibition of SACCOs in Rwanda.” The University of Nairobi. [120] Viet, J.I. (2018). Correlation of social duty data divulgence media utilized by Vietnam firms. Bookkeeping, Auditing and Accountability Journal, 3(1), 121-144. [121] Wagana, M., & Karanja, R. (2015). The impact of review board of trustees shareholding, monetary skill, and size on interval monetary revelations, Accounting, and Business Research, 35 (4), 327-349. [122] Waithera, H. (2015). Determinants of the monetary exhibition of SACCO’s (Published Master’s Thesis) Jomo Kenyatta University of Agriculture and Technology. [123] Yasser, Q., Mamun, A., & Rodrigs, M. (2017). Effect of board structure on firm execution: proof from an arising economy. Diary of Asia Business Studies, 11(2), 210-228. Recovered from https://doi.org/10.1108/JABS-06-2015-0067 [124] Yermack, D. (1996). Higher Market Valuation of Companies with a little Board of Directors. Diary of Financial Economics, 40, 185-211, [125] Zahra, S., & Pearce, J. (1989). Sheets of Directors and Corporate Financial Performance: A Review and Integrative Model. Journal of Management, 15 (2), 291-334. [126] Zikmund, G.W., Babin, B.J., Carr, C. J., & Griffin, M. (2010). Business Research Methods. (8th ed.). South-Western, Cengage Learning.

Mary Katheu Nzomo “Analysis of The Board of Director Independence on The Financial Performance Deposit Taking Savings and Credit Cooperative Societies in Kiambu County, Kenya” International Journal of Research and Innovation in Social Science (IJRISS) volume-6-issue-10, pp.288-324 October 2022 URL: https://www.rsisinternational.org/journals/ijriss/Digital-Library/volume-6-issue-10/288-324.pdf

Download PDF

Analysis of The Board of Director Independence on The Financial Performance Deposit Taking Savings and Credit Cooperative Societies in Kiambu County, Kenya